Our 100% online process means all you have to do is answer a few health questions instead of setting up medical exams and blood tests. What traditionally took weeks can now be done in minutes, giving you more time to focus on what matters - the reason you bought life insurance in the first place. You can tailor your policy to fit your budgets and your needs because we believe that life insurance isn't a one-size-fits-all solution for your family.
Get the policy that's best for your family today. You don't need to talk to an agent - unless you want to. Ours are non-commissioned, meaning their motivation is to help you find the right coverage for your needs, not sell you more. Here at Ethos, we take pride in providing a faster, better, and easier life insurance experience for you and your loved ones.
Our mission is to protect the next million families and we intend to do just that with an honest and transparent process. Take a look at how it works.
Get the policy that's best for your family today. You don't need to talk to an agent - unless you want to. Ours are non-commissioned, meaning their motivation is to help you find the right coverage for your needs, not sell you more. Here at Ethos, we take pride in providing a faster, better, and easier life insurance experience for you and your loved ones.
Our mission is to protect the next million families and we intend to do just that with an honest and transparent process. Take a look at how it works.
Services
We're here to help millions protect their families with access to simple, affordable life insurance.
Ethos has redesigned the application process from start to finish, to make sure you always come first.
How?
By offering flexible coverage options, eliminating unnecessary hassles, giving you access to valuable online tools, and having a team of licensed agents ready to help you through it all.
Our founders, Peter Colis and Lingke Wang, started Ethos in 2016 with the goal of making life insurance affordable, accessible, and straightforward.
Ethos has redesigned the application process from start to finish, to make sure you always come first.
How?
By offering flexible coverage options, eliminating unnecessary hassles, giving you access to valuable online tools, and having a team of licensed agents ready to help you through it all.
Our founders, Peter Colis and Lingke Wang, started Ethos in 2016 with the goal of making life insurance affordable, accessible, and straightforward.
With several term lengths and a wide range of coverage amounts to choose from, your life insurance policy is on your terms.
Every term policy we offer includes level premiums, meaning your monthly payment will never increase during your term.
For many people, age and health issues make it difficult to get access to life insurance.
That's why we offer whole life insurance to help your loved ones cover final expenses like funeral costs and any outstanding loans (or anything else they want to use it for).
Every term policy we offer includes level premiums, meaning your monthly payment will never increase during your term.
For many people, age and health issues make it difficult to get access to life insurance.
That's why we offer whole life insurance to help your loved ones cover final expenses like funeral costs and any outstanding loans (or anything else they want to use it for).
Apply in minutes with our simple online application.
No medical exams (we just ask a few health questions) and many customers enjoy same-day coverage.
Answer a few simple questions about yourself to see your estimated cost for a variety of policies.
Our fast, straightforward application is 100% online and can be completed in about 10 minutes when you answer just a few health related questions.
You don't even need to leave the house.
Once your application is submitted, we'll process the information to provide you a quick (often instant) decision on coverage eligibility and your rate.
No medical exams (we just ask a few health questions) and many customers enjoy same-day coverage.
Answer a few simple questions about yourself to see your estimated cost for a variety of policies.
Our fast, straightforward application is 100% online and can be completed in about 10 minutes when you answer just a few health related questions.
You don't even need to leave the house.
Once your application is submitted, we'll process the information to provide you a quick (often instant) decision on coverage eligibility and your rate.
Term life insurance is a simple and affordable way to provide financial protection for your loved ones in the event of your death.
Because they wouldn't just lose you-they'd lose all the financial support you provide.
Term life insurance is the most simple and affordable life insurance option.
It provides coverage for a set period of time or "term" (typically 10-30 years), and is designed to protect your dependents during that term.
If you pass away during the term period, your beneficiaries receive a cash payment referred to as the "death benefit" to cover expenses or income loss related to your passing.
Because they wouldn't just lose you-they'd lose all the financial support you provide.
Term life insurance is the most simple and affordable life insurance option.
It provides coverage for a set period of time or "term" (typically 10-30 years), and is designed to protect your dependents during that term.
If you pass away during the term period, your beneficiaries receive a cash payment referred to as the "death benefit" to cover expenses or income loss related to your passing.
Whole life insurance is designed to last for the rest of your life, and a payout is guaranteed at the time of death for your policy's beneficiaries.
For many people, age and health issues make it difficult to get access to life insurance.
That's why we offer whole life insurance.
If you're 66-85 years old, you're guaranteed to be approved in a matter of minutes, regardless of your medical history (and without medical exams) - all you have to do is answer a few health questions.
Depending on certain factors, you can expect a policy that ranges from $1k-$30k.
For many people, age and health issues make it difficult to get access to life insurance.
That's why we offer whole life insurance.
If you're 66-85 years old, you're guaranteed to be approved in a matter of minutes, regardless of your medical history (and without medical exams) - all you have to do is answer a few health questions.
Depending on certain factors, you can expect a policy that ranges from $1k-$30k.
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