We are your one-stop shop for all of your insurance needs. We pride ourselves in supporting Erie's founding principle: "To provide our policyholders with as near perfect protection, as near perfect service as is humanly possible, and to do so at the lowest possible cost". Whether you are looking for a lower auto insurance rate or you are seeking life insurance to protect your loved ones, we are your go-to agency.
As a local independent agency, our dedicated agents strive to get to know you and meet all of your insurance needs. We search through the top carriers to find the best coverage to provide exactly what you are looking for!
As a local independent agency, our dedicated agents strive to get to know you and meet all of your insurance needs. We search through the top carriers to find the best coverage to provide exactly what you are looking for!
Services
Hott Insurance & Financial Services, L.L.C. was founded in 2001 by John Paul Hott in Petersburg, WV.
With over 25 years of experience, John Paul has used his knowledge of insurance to build a company with his ethics and integrity as the corner stone of the operation.
With this, he is able to offer the best available coverage for his customers at the most affordable rates.
The agency is a full lines agency representing Erie Insurance and other carriers which allows us to help almost every client.
With over 25 years of experience, John Paul has used his knowledge of insurance to build a company with his ethics and integrity as the corner stone of the operation.
With this, he is able to offer the best available coverage for his customers at the most affordable rates.
The agency is a full lines agency representing Erie Insurance and other carriers which allows us to help almost every client.
At Hott Insurance, our team strives to provide the best customer service.
Whether you have a questions about your policy or you want to learn more about what we have to offer, we are here to help.
You can call or visit any of our three locations and speak to any agent.
Phone numbers are listed along with all of our agent's email addresses.
Whether you have a questions about your policy or you want to learn more about what we have to offer, we are here to help.
You can call or visit any of our three locations and speak to any agent.
Phone numbers are listed along with all of our agent's email addresses.
Next to your home, your automobile is often the most expensive piece of property you own.
As a result, it is important to seek the best value when buying your insurance.
To ensure that you have the proper protection, there are a number of ways that you can reduce the cost of your auto premiums while obtaining the coverage you need.
Choosing higher deductibles for collision and comprehensive coverage is an easy and cost-effective way to lower your auto insurance bill.
In many cases, the premium savings realized by switching to a higher deductible may be enough to offset the cost difference of an increased deductible in just a few years.
As a result, it is important to seek the best value when buying your insurance.
To ensure that you have the proper protection, there are a number of ways that you can reduce the cost of your auto premiums while obtaining the coverage you need.
Choosing higher deductibles for collision and comprehensive coverage is an easy and cost-effective way to lower your auto insurance bill.
In many cases, the premium savings realized by switching to a higher deductible may be enough to offset the cost difference of an increased deductible in just a few years.
The HomeProtector and ErieSecure Home policies offered by Erie Insurance come with a full complement of standard and extra features that provide coverage for your home and personal property.
ERIE also covers apartments, condos and manufactured homes.
Rental coverage for landlords and flood insurance are available, too.
2. If you don't live in one of those states, and you're a current ERIE Customer with a homeowners policy and want to learn more about it, check out HomeProtector.
3. Guarenteed Replacement Cost - there is no cap on homeowners if a customer has total loss.
ERIE also covers apartments, condos and manufactured homes.
Rental coverage for landlords and flood insurance are available, too.
2. If you don't live in one of those states, and you're a current ERIE Customer with a homeowners policy and want to learn more about it, check out HomeProtector.
3. Guarenteed Replacement Cost - there is no cap on homeowners if a customer has total loss.
Life insurance should be a part of your overall financial plan, but how much do you need and what policy is right for you?
We can help.
The primary purpose of life insurance is to provide capital to your dependents after you die.
The money is an important financial resource.
It can help cover funeral costs, pay the mortgage, provide funds to run the household and ensure that your dependents aren't burdened with debt.
Erie Family Life's line of competitive life insurance products can provide financial security for you and your family.
We can help.
The primary purpose of life insurance is to provide capital to your dependents after you die.
The money is an important financial resource.
It can help cover funeral costs, pay the mortgage, provide funds to run the household and ensure that your dependents aren't burdened with debt.
Erie Family Life's line of competitive life insurance products can provide financial security for you and your family.
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