Cole & Durham Insurance
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We have choices, so you have choices. As an Independent Insurance Agent we represent competing insurance companies. Our licensed agents and staff work hard to make sure you have the right protection at an affordable price. If you know you need life insurance and don't want the hassle of a medical exam, get a life policy in 20 minutes provided by Motorists Life Insurance.

Our independent agents provide access to the most reputable and affordable insurance companies nationwide. Let us customize a plan for you today. Filing a claim shouldn't be more painful than the accident itself. Let a Cole & Durham agent walk you through the process to make filing a claim quick and easy.
Services
Cole & Durham Insurance, Inc. has been doing business in Madisonville, KY since 1971.
We are proud to provide insurance and financial solutions to more than 3000 individuals and businesses in our area.
We are committed to building a solid relationship with customers through practical solutions and excellent service.
We are a member of the Independent Insurance Agents Association of Kentucky, and as a member of the Madisonville-Hopkins County Chamber of Commerce and are committed to making our community a better place to live.
As your life changes, your insurance needs change, too.
By working with a Cole & Durham agent, you will have someone who can advise you on how to best cover your risks.
Your Cole & Durham agent will also work to reduce costs and inquire about any discounts that may be available to you.
What Our Customers Are Saying Protecting your transportation is a priority.
Your vehicle is your transportation to all the places you need to go, including work and home after.
We understand that the elements are beyond the control of the farmer.
Your vehicle is your transportation to all the places you need to go, including work and home after a long day.
Cole & Durham will provide you with the proper auto insurance policies by listening to your specific needs.
Covers the costs associated with injuries and property damage for which you are responsible if you cause an accident.
Covers the costs to repair or replace your damaged or destroyed vehicle after an accident.
Different drivers have different coverage needs.
Driving long or short distances, for business or simple transportation, your Cole & Durham agent can help you understand your state's auto coverage requirements and customize a plan that best fits your needs.
Every company, large and small, has unique risks.
Some have employees who operate heavy machinery or drive vehicles while on the job, while others serve food and alcohol or handle toxic substances.
Doctors and hospital staff handle patients, body fluids, sharp needles and equipment.
Some employees handle sensitive documents, data, or money, potentially opening the door to business fraud.
For this reason, every company needs commercial insurance coverage specifically matched to the risks of the enterprise.
Operating a farm takes many hours and a major financial commitment - it's a lifestyle, not just a job.
Natural disasters, crop failure and sick livestock can all threaten your livelihood.
The key to a successful farming venture is identifying risks and planning for the worst case scenario with a well drawn out risk management plan and sufficient insurance coverage.
You can use best practices, hire the right workers, and buy the safest equipment possible, but accidents will still happen.
Do you have enough property and liability insurance if your barn roof collapses?
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