Shore Title has been providing title and settlement services for over 30 years to home buyers, refinance borrowers, lenders, attorneys and real estate agents. We are a full service title insurance agency licensed in the State of New Jersey. Shore Title has received the American Land Title Association's (ALTA) "Best Practices Certification".
This national certification was developed to assist lenders to comply with their current legal obligation to manage third party vendors, such as title insurance agencies and to protect themselves and the rights of consumers.This certification was provided by Pershing, Yoakley and Associates, P.C. (PYA) only after a lengthy, thorough and complete investigation of its physical locations; policies, procedures, records security systems and staff.
PYA is a national leader in ALTA certification. The staff of Shore Title is unmatched in its ability to provide title insurance service, clear title to real estate and perform real estate closings. Each staff member holds a Title Insurance Producers License issued by the State of New Jersey and maintains necessary continuing education accreditation.
This national certification was developed to assist lenders to comply with their current legal obligation to manage third party vendors, such as title insurance agencies and to protect themselves and the rights of consumers.This certification was provided by Pershing, Yoakley and Associates, P.C. (PYA) only after a lengthy, thorough and complete investigation of its physical locations; policies, procedures, records security systems and staff.
PYA is a national leader in ALTA certification. The staff of Shore Title is unmatched in its ability to provide title insurance service, clear title to real estate and perform real estate closings. Each staff member holds a Title Insurance Producers License issued by the State of New Jersey and maintains necessary continuing education accreditation.
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Owning real estate is one of the most precious values of freedom.
When you purchase realty, you want to be sure that realty is properly conveyed and free from unexpected adverse interests.
Real estate has always been considered a valuable possession.
It is so basic a form of wealth that many special laws have been enacted to protect ownership of land and the buildings which stand on the land.
You should realize that whenever you buy property, the owner selling it to you has extremely strong rights, as do his family and heirs.
When you purchase realty, you want to be sure that realty is properly conveyed and free from unexpected adverse interests.
Real estate has always been considered a valuable possession.
It is so basic a form of wealth that many special laws have been enacted to protect ownership of land and the buildings which stand on the land.
You should realize that whenever you buy property, the owner selling it to you has extremely strong rights, as do his family and heirs.
Closing on a property is an exciting time, but the process is complicated and often challenging for buyers to understand.
Defined as "a meeting of all parties involved in a property transaction during which pertinent documents are signed and transferred and funds are transferred, " the closing is one of the final steps in purchasing real estate.
The closing process is usually handled by a closing agent, most often a title insurance company or an attorney.
The meeting takes 45 to 60 minutes.
The closing agent starts to prepare for your closing soon after you sign your contract.
Defined as "a meeting of all parties involved in a property transaction during which pertinent documents are signed and transferred and funds are transferred, " the closing is one of the final steps in purchasing real estate.
The closing process is usually handled by a closing agent, most often a title insurance company or an attorney.
The meeting takes 45 to 60 minutes.
The closing agent starts to prepare for your closing soon after you sign your contract.
Purchasing a home is an exciting event, and once you've made the commitment, you undoubtedly want to take possession as quickly as possible.
After the financial arrangements have been made, there is still one important detail that needs to be taken care of the title search.
In the simplest terms, a title is the bundle of rights that goes with any real property.
A title search is the process in which public record is searched to determine what those rights are and who they belong to.
In short, it is a means of ensuring that the person who is selling the property has the legal right to do so and that the buyer will obtain all the rights to the property, or the title, that he or she is paying for.
After the financial arrangements have been made, there is still one important detail that needs to be taken care of the title search.
In the simplest terms, a title is the bundle of rights that goes with any real property.
A title search is the process in which public record is searched to determine what those rights are and who they belong to.
In short, it is a means of ensuring that the person who is selling the property has the legal right to do so and that the buyer will obtain all the rights to the property, or the title, that he or she is paying for.
When you purchase a home or other real estate, you will receive a document usually referred to as the deed.
The deed shows that the seller of the property has transferred their legal ownership, or the title, of the home to you.
Title insurance offers protection in the event one someone suing and saying that they had a claim against the home prior to your purchase.
These claims often arise as the result of the previous owner's failure to pay taxes or from contractors who were not paid for work done on the home prior to its sale.
The deed shows that the seller of the property has transferred their legal ownership, or the title, of the home to you.
Title insurance offers protection in the event one someone suing and saying that they had a claim against the home prior to your purchase.
These claims often arise as the result of the previous owner's failure to pay taxes or from contractors who were not paid for work done on the home prior to its sale.
When purchasing a home or other real property, it is important to always remember that what you don't know can cost you a significant amount in the long run.
Problems like missing heirs can lead to major problems for buyers, and the possibility of experiencing such a problem does not end when the sale closes.
In one case, a couple purchased a home from a widow and her daughter following the death of the husband/father.
He did not have a will.
Following the sale, another man came into the picture and claimed to be the son of the late owner from a former marriage.
Problems like missing heirs can lead to major problems for buyers, and the possibility of experiencing such a problem does not end when the sale closes.
In one case, a couple purchased a home from a widow and her daughter following the death of the husband/father.
He did not have a will.
Following the sale, another man came into the picture and claimed to be the son of the late owner from a former marriage.
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