We are knowledgeable horse people with over 45 years insurance experience and are dedicated to helping you with your horse/horse farm insurance needs. We are licensed in all states but Alaska. Competitive quotes for your horse mortality (life) and your equine major medical (health) insurance. Personal Equine Liability and Commercial General Liability coverages to fit your equine activities.
Own a horse farm? Whether you have a large commercial equine operation or a small gentleman's horse farm, we will find the right fit for you. Our founder, Butch Human, passed on 8/14/2021 after a brief battle with lung cancer. As with the rest of Butch's organized life, he had a succession plan in place passing the reins of Star H Equine Insurance to his wife, Lucinda, back in 2019 when he retired.
The transition in leadership has been seamless as Butch was able to mentor and supervise even after his "so called" retirement. Please be confident that Star H Equine Insurance Agency will continue the customer service that Butch instilled in us, his staff.
Own a horse farm? Whether you have a large commercial equine operation or a small gentleman's horse farm, we will find the right fit for you. Our founder, Butch Human, passed on 8/14/2021 after a brief battle with lung cancer. As with the rest of Butch's organized life, he had a succession plan in place passing the reins of Star H Equine Insurance to his wife, Lucinda, back in 2019 when he retired.
The transition in leadership has been seamless as Butch was able to mentor and supervise even after his "so called" retirement. Please be confident that Star H Equine Insurance Agency will continue the customer service that Butch instilled in us, his staff.
Services
Star H Equine Insurance was founded by Butch and Lucinda (McIver) Human and is an insurance agency devoted solely to serving the insurance needs of the equine industry.
Besides handling the day to day duties of running the backside of the agency, Lucinda works with clients and prospective clients on their farm and liability insurance needs.
Lucinda successfully showed Hunters for almost 30 years, winning many Equitation Medal Finals and Year-End Hunter Championships, both as a Junior and as an Adult.
Besides handling the day to day duties of running the backside of the agency, Lucinda works with clients and prospective clients on their farm and liability insurance needs.
Lucinda successfully showed Hunters for almost 30 years, winning many Equitation Medal Finals and Year-End Hunter Championships, both as a Junior and as an Adult.
To expedite the claims process we recommend you contact the toll free number attached to your policy.
In the event you don't have this information, the claims numbers for all of our companies are shown below.
If you need any help, please contact our office Monday - Friday 8:30 am - 5:00 pm (excluding holidays) and we can guide you to the correct claims department.
In the event that you have a Claim please refer to your policy for your toll free Claims number, or you can find a listing of phone numbers here.
In the event you don't have this information, the claims numbers for all of our companies are shown below.
If you need any help, please contact our office Monday - Friday 8:30 am - 5:00 pm (excluding holidays) and we can guide you to the correct claims department.
In the event that you have a Claim please refer to your policy for your toll free Claims number, or you can find a listing of phone numbers here.
Coverage for death resulting from accident, sickness, disease, humane destruction and theft.
Full Mortality is a form of life insurance on your horse.
It will cover you if your horse dies from accidental causes, sickness, disease, humane destruction and theft.
In addition, some insurance companies now include coverage for Emergency Colic Surgery with a limit of $2500.-$3000.
Most insurance companies will allow you to insure your horse for at least the amount of your purchase price.
This amount can normally be increased based on the horse's show, performance or breeding record while under your ownership.
Full Mortality is a form of life insurance on your horse.
It will cover you if your horse dies from accidental causes, sickness, disease, humane destruction and theft.
In addition, some insurance companies now include coverage for Emergency Colic Surgery with a limit of $2500.-$3000.
Most insurance companies will allow you to insure your horse for at least the amount of your purchase price.
This amount can normally be increased based on the horse's show, performance or breeding record while under your ownership.
Provides liability coverage for bodily injury and property damage claims/suits resulting from your horse business.
You should consider Commercial Equine Liability coverage if your horse business involves boarding, training, breeding, riding instruction, shows, clinics etc.
This coverage will protect you in case someone is injured or their property is damaged as a result of your horse business activities; for example - a horse kicks someone at a show; a horse gets loose, runs into the road and gets hit by a vehicle resulting in damage to the vehicle and possible injury to the occupants; a rider is thrown and injured during a riding lesson.
You should consider Commercial Equine Liability coverage if your horse business involves boarding, training, breeding, riding instruction, shows, clinics etc.
This coverage will protect you in case someone is injured or their property is damaged as a result of your horse business activities; for example - a horse kicks someone at a show; a horse gets loose, runs into the road and gets hit by a vehicle resulting in damage to the vehicle and possible injury to the occupants; a rider is thrown and injured during a riding lesson.
Coverage for your home and contents, barns, farm buildings, farm equipment, tack and comprehensive personal and equine liability.
This is a package policy designed for equine farm and ranch operations and allows you to insure your property and liability exposures under one policy.
Your home and its contents; in most states this coverage is identical to the coverage you would have under a Homeowners policy.
All farm/ranch buildings including barns, indoor/covered arenas, hay and equipment Buildings, loafing sheds and other buildings used for farm/ranch purposes.
This is a package policy designed for equine farm and ranch operations and allows you to insure your property and liability exposures under one policy.
Your home and its contents; in most states this coverage is identical to the coverage you would have under a Homeowners policy.
All farm/ranch buildings including barns, indoor/covered arenas, hay and equipment Buildings, loafing sheds and other buildings used for farm/ranch purposes.
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