We are an independent agent and we work for YOU, not the insurance companies. Our full service commitment is built on local knowledge, professionalism, dedication, and a highly knowledgeable staff of insurance professionals that guarantee consistent and superior service. We are committed to working closely with our clients to deliver the customized products and services that best fit their needs.
With over 25 years of experience we have developed long-standing relationships with over 30 national and regional insurance companies, allowing us to offer you the best rates and coverages available in the marketplace. Whether you have the ideal history the preferred companies desire, or have a more hard to place risk, we find the right coverage, with the best company, at the best price for you.
Make the latest changes to your policy directly from our website twenty-four hours a day, seven days a week. Use any of our convenient forms located at the left for policy service directly from your home or office.
With over 25 years of experience we have developed long-standing relationships with over 30 national and regional insurance companies, allowing us to offer you the best rates and coverages available in the marketplace. Whether you have the ideal history the preferred companies desire, or have a more hard to place risk, we find the right coverage, with the best company, at the best price for you.
Make the latest changes to your policy directly from our website twenty-four hours a day, seven days a week. Use any of our convenient forms located at the left for policy service directly from your home or office.
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One click or call will put the professionals at Spirit to work for you, using our state of the art computer programs that shop the the countries highest rated insurance companies at once.
In business over 25 years, we have developed long-standing relationships with over 30 national and regional insurance companies, allowing us to offer you the best rates and coverages available in the marketplace.
Whether you have the ideal history the preferred companies desire, or have a more hard to place risk, we find the right coverage, with the best company, at the best price for you.
In business over 25 years, we have developed long-standing relationships with over 30 national and regional insurance companies, allowing us to offer you the best rates and coverages available in the marketplace.
Whether you have the ideal history the preferred companies desire, or have a more hard to place risk, we find the right coverage, with the best company, at the best price for you.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.
Term insurance is designed to meet temporary needs.
It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term.
This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time.
For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.
Term insurance is designed to meet temporary needs.
It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term.
This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time.
For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.
Living on Long Island is a wonderful experience, but every home or business is at risk of flood that can happen anywhere at anytime.
Just a few inches of water can cause thousands of dollars in damages, that are not covered under home and business insurance policies.
Our agency specializes and is dedicated to saving you money on your Flood Insurance.
Our staff of experienced flood underwriters are Long Islanders, who experienced the wrath of Superstorm Sandy first hand.
Our extensive knowledge of the current laws in effect with FEMA and our knowledge of the procedures and requirements in place for obtaining the correct flood zones and premiums, enable us to obtain the lowest flood rates available.
Just a few inches of water can cause thousands of dollars in damages, that are not covered under home and business insurance policies.
Our agency specializes and is dedicated to saving you money on your Flood Insurance.
Our staff of experienced flood underwriters are Long Islanders, who experienced the wrath of Superstorm Sandy first hand.
Our extensive knowledge of the current laws in effect with FEMA and our knowledge of the procedures and requirements in place for obtaining the correct flood zones and premiums, enable us to obtain the lowest flood rates available.
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