Carlyle Business Services
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You have an enterprise to manage. What you don't have is the time and patience for sifting through a myriad of benefits regulations and insurance packets trying to find the right coverage for you and your employees. Carlyle Business Services is your outsourced benefits management team that stays on top of the fast changing benefits environment - so you can focus on your core business.

Whether your organization has a benefits department or not, our experienced staff can save you time, effort and expense while managing an effective employee benefits program. Protect the financial wellbeing of your organization or family with life insurance policies from excellent companies offered at competitive rates. Some of the nation's largest dental plans give you access to broad networks composed of experienced dentists and dental specialists.

An array of healthcare coverage options which are tailored to your needs and all of which meet the requirements of the Affordable Care Act.
Services
Carlyle Business Services was founded by its owner and president, Frank W. Carlyle in 1988.
Specializing in servicing the accounting and insurance needs of individuals as well as small businesses, Carlyle Business Services provides honest and knowledgeable expertise in disability, dental, health, vision and life insurance plans.
We pride ourselves on giving each of our clients sound advice and affordable options.
We stay current on the implementation of the Affordable Care Act, Insure Oklahoma and on the laws affecting COBRA, health and life insurance.
After you have selected the best insurance plan for your needs, Carlyle Business Services provides hands-on assistance throughout the enrollment process.
For groups, we assist in employee enrollments, verifying that no data is missing, we will work with you in gathering all of the necessary documentation and paperwork for submitting your new group to the carrier.
We can also assist in enrolling in the federal SHOP marketplace.
For individuals, we can enroll you on or off the federal health exchange at Healthcare.gov.
Carlyle Business Services works with some of the most experienced and stable benefits providers in the world.
Before our staff recommends a benefits package for your organization, you or your family, we conduct extensive research into the plan to ensure we have a thorough understanding of the plan's features and limitations.
In addition, we affirm the plans we recommend meet all the requirements of the Affordable Care Act.
We can then find the best benefits plan "fit" for your circumstances and budget.
While many people shopping for health insurance tend to focus on their monthly premiums, price is only part of the equation.
Health insurance remains a service business, and the manner in which a company interacts with and treats us as a customer - whether in person, online or on the phone - is paramount to retaining our business.
Carlyle Business Services has gone above and beyond to deliver the most satisfying shopping experience for health insurance.
They have exceeded our expectations more than any other carrier we have interacted with, by providing us with the perfect multi-tiered BlueCross and BlueShield policy choices for our employees and for our corporation.
No penalty for groups under 50 employees.
Over 50 - $2,000 per employee penalty, minus the first 30 employees.
Then an additional $3,000 per employee penalty if the employee obtained insurance at Healthcare.gov and qualified for a federal subsidy.
It is a qualifying event.
They can purchase through us directly.
If the group has more than 20 employees, the employee would qualify for COBRA to keep the group insurance for up to 18 months.
The "usual and customary" fee is what an average of providers in a region charge for any visit, treatment, surgery, etc.
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