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Carrying insurance on your home and vehicle is not only in your best financial interest, but it also may be required by law. In Denver, Colorado, you must have car insurance that meets at least the state minimum requirements. We can help you understand these requirements and determine what auto insurance policy to purchase so you will follow the law and protect your finances.

We are trusted by so many and want to be your local insurance broker! If you own a home, your lender probably requires you to carry a home insurance policy on the property. However, the minimum insurance may not meet all of your needs. For example, if your home is located in a part of Colorado that is subject to flooding, you may also want to purchase flood insurance.

You also need to decide whether to get a cash value or replacement value policy, and whether to add riders for valuable property. As your independent agents, we can help you sort through these questions to find an insurance policy that provides peace of mind and protects your investment in your property.
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AFI opened its door for business in 1996.
Oscar and Michelle Almeida started the agency one year after college graduation.
Currently celebrating over 25 years in business and 31 years experience in the insurance industry!
You can place your trust in AFI Insurance!
Oscar worked for a captive insurance company straight out of high school.
While attending college, he worked for a captive insurance agent in his respective company.
This gave him the experience firsthand of what customers come to expect from an agency.
Taking precautions to ensure that your car is protected from potential challenges that may arise in Colorado can require the right auto insurance policy.
The Denver, CO auto insurance that is appropriate for your financial situation, budget and concerns may vary, so it can be useful to discuss your concerns with insurance agents.
In the state of Colorado, you are required to purchase liability insurance and bodily injury coverage in case an accident occurs.
The minimum standards set by the state may not be enough to address your specific needs, but you are required to purchase a policy that meets or exceeds the state standards if you own a car.
Taking steps to keep your house safe from potential disasters is part of homeownership.
The Denver, CO, home insurance that you need to feel confident in the safety of your house may vary based on several factors, including your specific concerns and personal goals.
Selecting the right plan for your property in Colorado can depend on the concerns that you want to address.
You may need to make a list of the problems that you want to address, including coverage for natural disasters that can occur.
As a business owner, you want to find the Denver, CO commercial insurance that is appropriate for your goals and concerns.
Seeking assistance from Colorado insurance agents can provide the tools and information you need to narrow down the options and find a policy that is appropriate for your business.
When you own several cars that your employees can access or when your business is related to the transportation industry, the state will require that you purchase an auto insurance policy.
Commercial auto coverage is designed to address your specific concerns, but the best plan depends on the situation.
Nobody really likes to think about life insurance because we all like to believe that we're going to live forever.
Medical miracles notwithstanding, common sense dictates that we should contact an insurance agency and make preparations to take care of our families in case the worst should happen.
Denver, Colorado residents are not immune to the course of nature and would be wise to put some thought into selecting the right life insurance policy.
The type of life insurance you need depends on your situation.
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