We promised to provide reliable, cost-effective workers' compensation coverage to small and midsize Georgia businesses. We continue to keep our promise and further enhance our capabilities available to insureds and agents. Georgia agents are searching for good options in today's marketplace and we feel very confident that United Business will provide a viable alternative.
Services
United Business Insurance Company (UBIC) was initially formed in 1993 as a Self Insurance Fund.
The Fund operated successfully for three years until the extremely competitive market forced the Fund into dormancy.
As the market again hardened, the Board of Directors made the decision to reactive the fund and convert it to a mutual captive insurance company.
United Business Insurance Company received its certificate of authority from the Commissioner of Insurance in June of 2002.
The goal of the Board of Directors is to provide reliable, cost-effective workers' compensation coverage to small and midsize Georgia businesses.
The Fund operated successfully for three years until the extremely competitive market forced the Fund into dormancy.
As the market again hardened, the Board of Directors made the decision to reactive the fund and convert it to a mutual captive insurance company.
United Business Insurance Company received its certificate of authority from the Commissioner of Insurance in June of 2002.
The goal of the Board of Directors is to provide reliable, cost-effective workers' compensation coverage to small and midsize Georgia businesses.
United Business Insurance Company recognizes the vital importance of responsive and aggressive claims management.
Our claims staff is experienced in every area of workers' compensation and provides the very best claims service available.
Some of these services include areas often overlooked in Workers' Compensation are subrogation and second injury fund recovery.
United Business Insurance Company makes sure this issue is addressed and noted at the initial file review.
If there is an opportunity for us to recover and mitigate case exposure it will be established and acted upon.
Our claims staff is experienced in every area of workers' compensation and provides the very best claims service available.
Some of these services include areas often overlooked in Workers' Compensation are subrogation and second injury fund recovery.
United Business Insurance Company makes sure this issue is addressed and noted at the initial file review.
If there is an opportunity for us to recover and mitigate case exposure it will be established and acted upon.
We encourage you to enroll in our simple automatic draft (direct debit/EFT) program.
Complete the required information and email the form to dphillips@united-business.us.
We will take care of the rest, and payments will begin being automatically drafted each month.
This feature is only available for installment plans, it is not available if you are on monthly payroll reporting.
If you prefer to mail your payment, please use the address below.
And make check payable to United Business Insurance Company.
Complete the required information and email the form to dphillips@united-business.us.
We will take care of the rest, and payments will begin being automatically drafted each month.
This feature is only available for installment plans, it is not available if you are on monthly payroll reporting.
If you prefer to mail your payment, please use the address below.
And make check payable to United Business Insurance Company.
Have you ever underestimated payroll for a client, which resulted in a large audit balance due at the end of the policy term?
We have a solution that will eliminate this problem and make your proposal more competitive.
Our monthly payroll reporting (PAYGO) workers' compensation program allows your client to report their actual payrolls to us on a monthly basis.
This valuable tool allows an insured to boost their cash flow and eliminate surprise audit balances at the end of the policy term.
We provide this feature to all accounts eligible for our program; there are no premium size requirements.
We have a solution that will eliminate this problem and make your proposal more competitive.
Our monthly payroll reporting (PAYGO) workers' compensation program allows your client to report their actual payrolls to us on a monthly basis.
This valuable tool allows an insured to boost their cash flow and eliminate surprise audit balances at the end of the policy term.
We provide this feature to all accounts eligible for our program; there are no premium size requirements.
Three to five years of the most recent and complete premium, payroll, and hard copy loss information (loss information must be valued within the last 90 days).
Details of any changes to the risk that occurred within the past twelve 12 months or written confirmation that there were none.
We must receive a written request to bind coverage with the desired effective date and a copy of the check on or before the requested effective date.
A fax is acceptable.
We will not backdate an effective date.
Binding authority cannot be extended to our agents.
Details of any changes to the risk that occurred within the past twelve 12 months or written confirmation that there were none.
We must receive a written request to bind coverage with the desired effective date and a copy of the check on or before the requested effective date.
A fax is acceptable.
We will not backdate an effective date.
Binding authority cannot be extended to our agents.
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