We know your time is valuable and will make every effort to keep your experience with us as easy and pleasurable as possible. We have assembled a broad range of products and services so you can trust us to handle all your insurance needs under one roof, whether business or personal. We are an independent insurance agency located in Rochester, NY able to serve you for all your insurance needs: auto, home, life, business and employee benefits.
Services
A.L.S. Advisors is an independent insurance agency located in Rochester, NY.
We are a staff of insurance professionals dedicated to meeting all the insurance and employee benefit needs of the area businesses.
Representing many of the nation's top rated insurance companies affords us access to a broad range of options.
These options provide more opportunity for our clients to have the product that best fits their needs.
The professional experience and extensive product base allow us to provide custom coverage and services to our clients along with providing them the best value for their organization.
We are a staff of insurance professionals dedicated to meeting all the insurance and employee benefit needs of the area businesses.
Representing many of the nation's top rated insurance companies affords us access to a broad range of options.
These options provide more opportunity for our clients to have the product that best fits their needs.
The professional experience and extensive product base allow us to provide custom coverage and services to our clients along with providing them the best value for their organization.
How much homeowners insurance do I need?
The structure of your home.
Your personal possessions.
The cost of additional living expenses if your home is damaged and you have to live elsewhere during repairs.
Your liability to others.
You need enough insurance to cover the cost of rebuilding your home at current construction costs.
Don't include the cost of the land.
And don't base your rebuilding costs on the price you paid for your home.
The cost of rebuilding could be more or less than the price you paid or could sell it for today.
The structure of your home.
Your personal possessions.
The cost of additional living expenses if your home is damaged and you have to live elsewhere during repairs.
Your liability to others.
You need enough insurance to cover the cost of rebuilding your home at current construction costs.
Don't include the cost of the land.
And don't base your rebuilding costs on the price you paid for your home.
The cost of rebuilding could be more or less than the price you paid or could sell it for today.
How much do I need?
The question you may want to ask is, "What do I want my life insurance to accomplish?" Then you can start to determine how much life insurance you'll need.
Calculating your life insurance needs takes homework.
It requires an individual solution, not a one-size-fits-all approach or a throwaway equation.
Why Do You Need Life Insurance?
This is a specific question, not a general topic.
Think about why you're considering life insurance, or why you're considering an increase in the amount of life insurance you have.
The question you may want to ask is, "What do I want my life insurance to accomplish?" Then you can start to determine how much life insurance you'll need.
Calculating your life insurance needs takes homework.
It requires an individual solution, not a one-size-fits-all approach or a throwaway equation.
Why Do You Need Life Insurance?
This is a specific question, not a general topic.
Think about why you're considering life insurance, or why you're considering an increase in the amount of life insurance you have.
Safety is more than just a word.
At ALS Advisors, we recognize that properly implemented Safety and Loss Control efforts are a proven means to assist our clients in providing for a safe working environment while at the same time reducing losses.
Our risk control process starts with identifying hazards at your company.
Secondly, we define strategies to control those hazards.
Third, we implement strategies to create a safer environment.
Then lastly, we then monitor those strategies and make any necessary adjustments.
At ALS Advisors, we recognize that properly implemented Safety and Loss Control efforts are a proven means to assist our clients in providing for a safe working environment while at the same time reducing losses.
Our risk control process starts with identifying hazards at your company.
Secondly, we define strategies to control those hazards.
Third, we implement strategies to create a safer environment.
Then lastly, we then monitor those strategies and make any necessary adjustments.
We are available twenty-four hours a day, seven days a week, through our "After Hours" Claims reporting hotline.
We are there when you need us.
Our claims consultants have extensive experience, technical knowledge and provide superior service.
Each consultant will serve as an advocate for you in interacting with insurance carriers and third party administrators.
Our claims consultants also work to confirm that your claims are resolved efficiently, promptly and in your best interest.
We are there when you need us.
Our claims consultants have extensive experience, technical knowledge and provide superior service.
Each consultant will serve as an advocate for you in interacting with insurance carriers and third party administrators.
Our claims consultants also work to confirm that your claims are resolved efficiently, promptly and in your best interest.
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