Locally owned and operated, Florida Heritage Insurance delivers quality insurance solutions to individuals and businesses in Florida, specializing in Homeowners and Business insurance coverage. Our team of experienced insurance professionals is committed to helping you find a policy that fits your needs. We focus on providing personalized attention and quality customer service to create an experience that's difficult to find in today's market.
At Florida Heritage Insurance, we'll work with you to ensure that you and those you care about most are protected.
At Florida Heritage Insurance, we'll work with you to ensure that you and those you care about most are protected.
Services
Proudly serving Wesley Chapel, Tampa, Clearwater, St. Petersburg, Orlando, and surrounding areas.
Florida's 15 million drivers travel an estimated 220 billion miles per year, which equals more than 14,000 miles per driver.
No matter how far you go from home, you have to do so safely.
That means realizing that you'll face accident risks wherever you go.
Florida recorded more than 400,000 car crashes in 2018, and more than 7,000 (about 19 per day) occurred here in Pasco County.
Though you can't avoid every driving risk, you can take a big step to protecting yourself by getting quality car insurance.
Florida's 15 million drivers travel an estimated 220 billion miles per year, which equals more than 14,000 miles per driver.
No matter how far you go from home, you have to do so safely.
That means realizing that you'll face accident risks wherever you go.
Florida recorded more than 400,000 car crashes in 2018, and more than 7,000 (about 19 per day) occurred here in Pasco County.
Though you can't avoid every driving risk, you can take a big step to protecting yourself by getting quality car insurance.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
There's something you should know: Flood losses are not covered by your homeowners insurance policy.
Floodwaters have the power to damage not only your home and sense of security, but also your financial future.
How can you protect your most important investment in case of flooding?
Option 1: Hope that you'll receive Federal disaster relief if a flood hits.
Many people wrongly believe that the U.S. government will take care of all their financial needs if they suffer damage due to flooding.
The truth is that Federal disaster assistance is only available if the President formally declares a disaster.
Floodwaters have the power to damage not only your home and sense of security, but also your financial future.
How can you protect your most important investment in case of flooding?
Option 1: Hope that you'll receive Federal disaster relief if a flood hits.
Many people wrongly believe that the U.S. government will take care of all their financial needs if they suffer damage due to flooding.
The truth is that Federal disaster assistance is only available if the President formally declares a disaster.
Proudly serving Wesley Chapel, Tampa, Clearwater, St. Petersburg, Orlando, and surrounding areas.
If you have a personal umbrella liability policy, there's generally an exclusion for business-related liability.
Make sure you have sufficient auto liability coverage.
Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade.
General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.
If you have a personal umbrella liability policy, there's generally an exclusion for business-related liability.
Make sure you have sufficient auto liability coverage.
Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade.
General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.
What kinds of health insurance are there?
There are essentially two kinds of heath insurance: Fee-for-Service and Managed Care.
Although these plans differ, they both cover an array of medical, surgical and hospital expenses.
Most cover prescription drugs and some also offer dental coverage.
These plans generally assume that the medical professional will be paid a fee for each service provided to the patient.
Patients are seen by a doctor of their choice and the claim is filed by either the medical provider or the patient.
There are essentially two kinds of heath insurance: Fee-for-Service and Managed Care.
Although these plans differ, they both cover an array of medical, surgical and hospital expenses.
Most cover prescription drugs and some also offer dental coverage.
These plans generally assume that the medical professional will be paid a fee for each service provided to the patient.
Patients are seen by a doctor of their choice and the claim is filed by either the medical provider or the patient.
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