Gullatt, Wayne E
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Gullatt, Wayne E
Our goal is to provide exceptional advice and service to both employers and individuals. With over 20 years of expertise, Benefit Analysts, Inc. has served thousands of individuals and businesses in middle Georgia with health insurance along with life, dental, medicare supplements, and disability plans. We provide professional help designed to meet your specific needs with a wide range of insurance products for your business and your family.

Simply request a quote from any of the insurance lines shown in the portfolio of services listed below. We provide both individual and group life insurance rates for you and your family depending on your financial needs. Benefit Analysts' staff can customize a life insurance plan for you today. We provide both individual, family and group medical insurance plans to cover the "what ifs" of life.

We have a wide range of options available and the answers to your important health insurance questions. Did you know that good oral hygiene is good for your heart.
Services
Benefit Analysts, Inc. was incorporated in 1991 to help business owners and professionals with their employee benefits and personal insurance.
The faster you can adapt to change, the greater your ability to maximize the opportunities that come your way; but if you're bogged down by complex and inefficient benefits administration responsibilities, you may never get ahead of the curve.
Benefits Analysts, Inc provides the tools and technology to keep you running at the speed business demands.
We can be hired on a consulting basis for a specific project or for ongoing broker service.
We provide both individual and group life insurance rates for you and your family depending on your financial needs.
Benefit Analysts' staff can customize a life insurance plan for you today.
We provide both individual, family and group medical insurance plans to cover the "what ifs" of life.
We have a wide range of options available and the answers to your important health insurance questions.
Did you know that good oral hygiene is good for your heart.
Gingivitis or periodontitis have been shown to potentially increase the chance of cardiac risk, making regular dental check-ups and cleanings a very important part to your overall health.
Healthy gums and teeth are critical to our overall well being.
Regular dental exams are vital to maintaining oral health and may also identify other medical issues.
Many dental plans will insure the majority of the costs of two cleanings per year.
Many of the other dental procedures are covered at the 80% or 50% level.
Dental insurance may be employer funded with some employee participation or by the employee entirely on a voluntary basis.
Your ability to work and earn a living is one of your most highly prized assets.
If, due to injury or illness, you are not able to maintain a job, the costs of living continue with the added medical expenses.
We offer both short-term disability income insurance (usually about 13 weeks) as well as long-term (usually payable to age 65).
Disability income insurance may be either "employer pay" or strictly voluntary ("employee pay").
Benefit Analysts, Inc. works with businesses and organizations of all sizes providing a wide range of group insurance products.
Group life insurance through your employer is "Guarantee Issue" (GI).
The employer may buy a set amount of death benefit per employee at a low cost.
The employer may also sponsor a voluntary life program where the "Guarantee Issue" limits are usually much higher than when the employer pays the premiums.
This can be a valuable benefit for employees who cannot otherwise obtain life insurance at standard premium rates.
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