Whether you are a small operation or a large fleet we have a complete coverage package for you! The Custom Harvest family cares about this industry, trust the team that understand your needs! We know harvesting, and we have put together a program that covers seven basic coverages: commercial auto, commercial liability, inland marine, cargo, umbrella excess liability, workman's compensation, and surety bonds for your H2A workers.
Harvest operations have very unique needs, and we have included applications that will help us get the right coverage for you so you can rest at ease and focus on running your business. Custom Harvest Insurance, LTD was created to serve the unique needs of the custom harvester. Whether you are a one unit operation, or have an entire fleet, we have the complete coverage package to protect your business.
We have over 60 years' experience in serving this industry. We can put together a harvest insurance plan that will cover all of your commercial needs for custom grain, forage, citrus, vegetable, and cotton harvest operations.
Harvest operations have very unique needs, and we have included applications that will help us get the right coverage for you so you can rest at ease and focus on running your business. Custom Harvest Insurance, LTD was created to serve the unique needs of the custom harvester. Whether you are a one unit operation, or have an entire fleet, we have the complete coverage package to protect your business.
We have over 60 years' experience in serving this industry. We can put together a harvest insurance plan that will cover all of your commercial needs for custom grain, forage, citrus, vegetable, and cotton harvest operations.
Services
Our reasons for becoming insurance professionals are deeply personal.
We repeatedly saw friends and family struggling to find the coverage they needed.
We are confident that with our understanding of the insurance space, we can help people better prepare for the future.
After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner, so they can easily grasp personal insurance concepts.
Above all else, we feel a commitment to our community.
We repeatedly saw friends and family struggling to find the coverage they needed.
We are confident that with our understanding of the insurance space, we can help people better prepare for the future.
After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner, so they can easily grasp personal insurance concepts.
Above all else, we feel a commitment to our community.
Program business for Custom Harvesters was originally written in 1983 with USF&G Insurance Company.
As advocates for the harvest business, the program evolved, and carriers varied from time to time, including a 5 year rent-a-captive set up, but the focus was always the same: to provide the best possible insurance coverage to the clients involved in Custom Harvesting.
In 2017, Jay Copeland and Tracy Beach took over the reins of the program and continue to be dedicated to improving the insurance products available to Custom Harvesters.
As advocates for the harvest business, the program evolved, and carriers varied from time to time, including a 5 year rent-a-captive set up, but the focus was always the same: to provide the best possible insurance coverage to the clients involved in Custom Harvesting.
In 2017, Jay Copeland and Tracy Beach took over the reins of the program and continue to be dedicated to improving the insurance products available to Custom Harvesters.
This Custom Harvest Insurance Program is structured as a specialty, niche-market, program-style insurance product.
An identical insurance package is offered to a homogeneous client base and is managed by Custom Harvest Insurance, Ltd.
The program began in 1983 with the underwriting partnership of the USF&G Insurance Company.
Over the years the program has evolved through various companies and program structures, including a five-year rent-a-captive setup.
This Custom Harvest Insurance Program is administered by Custom Harvest Insurance, Ltd. owned by Mike Esau and Larry Minner.
An identical insurance package is offered to a homogeneous client base and is managed by Custom Harvest Insurance, Ltd.
The program began in 1983 with the underwriting partnership of the USF&G Insurance Company.
Over the years the program has evolved through various companies and program structures, including a five-year rent-a-captive setup.
This Custom Harvest Insurance Program is administered by Custom Harvest Insurance, Ltd. owned by Mike Esau and Larry Minner.
Whenever possible, the staff at Custom Harvest Insurance, LTD, makes on-site visits to review insurance programs throughout the US.
In some years, these trips total over 14,000 miles and cover a two month time period.
This was done so that the coverage would be in place by the time many were leaving on harvest, and also to allow the audits the following year to be completed before the time to leave occurred again.
Custom Harvest Insurance, LTD provides nationwide insurance programs with special emphasis in the following states: Arizona, New Mexico, Texas, Oklahoma, Colorado, Wyoming, Montana, North Dakota, Nebraska, Kansas, Minnesota, Iowa, Missouri, Arkansas, Louisiana, North Carolina, South Carolina, Florida, Georgia, Virginia, Mississippi, Alabama, and South Dakota.
In some years, these trips total over 14,000 miles and cover a two month time period.
This was done so that the coverage would be in place by the time many were leaving on harvest, and also to allow the audits the following year to be completed before the time to leave occurred again.
Custom Harvest Insurance, LTD provides nationwide insurance programs with special emphasis in the following states: Arizona, New Mexico, Texas, Oklahoma, Colorado, Wyoming, Montana, North Dakota, Nebraska, Kansas, Minnesota, Iowa, Missouri, Arkansas, Louisiana, North Carolina, South Carolina, Florida, Georgia, Virginia, Mississippi, Alabama, and South Dakota.
This coverage provides public liability protection and client asset protection.
Public liability protection is provided at a $1,000,000 limit if a client causes property damage or bodily injury to a claimant resulting in legal liability from the operation of any insured truck, pickup, tractor truck or trailer.
Asset protection is provided by using the Comprehensive and Collision coverage parts of the business auto policy.
As an additional coverage, all clients have liability protection if they rent, lease or borrow any vehicle or trailer.
Public liability protection is provided at a $1,000,000 limit if a client causes property damage or bodily injury to a claimant resulting in legal liability from the operation of any insured truck, pickup, tractor truck or trailer.
Asset protection is provided by using the Comprehensive and Collision coverage parts of the business auto policy.
As an additional coverage, all clients have liability protection if they rent, lease or borrow any vehicle or trailer.
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