We are an insurance agency that delivers customized, cost-effective solutions, and has knowledgeable, professional, and extremely personable agents. We have proudly served individuals and businesses in Carrollton and in cities throughout Northern Texas for almost 25 years. Our book of business is all organic and homegrown, which means that all our clients became our clients through referrals.
We love this and consider the referrals that we get a 'grace.' We are committed to keeping our clients secure and complete satisfied.
We love this and consider the referrals that we get a 'grace.' We are committed to keeping our clients secure and complete satisfied.
Services
As a locally owned and operated insurance agency in Carrollton, TX, Spencer Insurance Agency is committed to providing quality insurance products for individuals and businesses.
We combine our strong insurance background and product knowledge to assist both current and future clients manage and plan for all types of potential risk.
Our trusted insurance professionals are here to help you with every step of the insurance process and can design a personal or commercial insurance policy to fit your needs.
We combine our strong insurance background and product knowledge to assist both current and future clients manage and plan for all types of potential risk.
Our trusted insurance professionals are here to help you with every step of the insurance process and can design a personal or commercial insurance policy to fit your needs.
What is auto insurance?
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
Your home is your sanctuary.
It's a dependable shelter that keeps you and your family safe, and it's the place where memories are made.
For most people, a house represents the biggest financial and emotional investment they'll ever make.
With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.
Every Home Insurance policy is different, and at Spencer Insurance Agency, we'll work with you to make sure that your policy fits the needs of yourself and your family.
It's a dependable shelter that keeps you and your family safe, and it's the place where memories are made.
For most people, a house represents the biggest financial and emotional investment they'll ever make.
With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.
Every Home Insurance policy is different, and at Spencer Insurance Agency, we'll work with you to make sure that your policy fits the needs of yourself and your family.
Accidents can happen, even at home.
If someone were to claim an injury on your property, there's no stopping them from affecting your finances, your house, or anything else you own that can be labeled as compensation.
As the property owner, you could be held fully responsible for injuries to others that occur due to hazardous conditions such as poor lighting, floor hazards, or falls resulting from snow or ice.
With a Homeowners Liability policy from Spencer Insurance Agency, you can ensure the security of your finances and the safety of your family in the event of an accident.
If someone were to claim an injury on your property, there's no stopping them from affecting your finances, your house, or anything else you own that can be labeled as compensation.
As the property owner, you could be held fully responsible for injuries to others that occur due to hazardous conditions such as poor lighting, floor hazards, or falls resulting from snow or ice.
With a Homeowners Liability policy from Spencer Insurance Agency, you can ensure the security of your finances and the safety of your family in the event of an accident.
If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance.
But in the event that fire, theft, or vandalism damages your property, it's unlikely that your landlord will pay to replace your belongings.
At Spencer Insurance Agency, we know that you've most likely invested a lot of time and money in your personal property, and it's up to you to take care of it.
Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they're stolen.
But in the event that fire, theft, or vandalism damages your property, it's unlikely that your landlord will pay to replace your belongings.
At Spencer Insurance Agency, we know that you've most likely invested a lot of time and money in your personal property, and it's up to you to take care of it.
Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they're stolen.
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