HFG Financial Services
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HFG Coastal Insurance Services, Inc. is a local family owned insurance agency specializing in serving small businesses and individuals since 1994. We can problem-solve and provide modern insurance solutions that will best suit your situation. We specialize in health insurance, life insurance, vison, dental, employee benefits, group health, individual health, Medicare Insurance, Covered California, disability and long-term care.

Sarah Hinds is the only agent in the county who received a certificate in health reform from the Certified Insurance Professional program after the Affordable Health Care Act was passed. She is one of the few remaining agents in North County who continues to help navigate affordable health care for individuals through Covered California at no cost to you.

Olga Hinds educates and assists San Luis Obispo County residents to help make the best decisions for their Medicare Insurance needs. We have been striving in creating solutions for individuals and small businesses since our start and we are dedicated to find the right plan for you.
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Sarah heads up the Employee Benefits and health insurance division of HFG.
She has over 6 years' experience in Human Resources with a Seattle based fishing company that had over 100 employees, and has had 12 years' experience in the insurance industry.
She has received the certificate in Health Reform from the CIP program which has helped her navigate all things Covered California.
Sarah is dedicated to this profession and this community.
She is a current member of NAIFA, (National Association of Insurance and Financial Advisors) and NAHU, (National Association of Health Underwriters).
You have worked hard for your assets.
A comprehensive review of your business and property insurance can make sure the right protection is in place for each individual's needs We specialize in finding the best possible business and property insurance in Paso Robles.
We work with multiple A+ rated carriers some of which have been doing business in California as early on as 1810.
How much insurance do you actually need?
Life doesn't always go as planned.
Disabilities can cause a lot of stress on every aspect of your life, luckily there is an insurance policy that can help ease some of that stress.
A disability insurance plan is available to help you financially while an injury or illness is preventing you from work.
Having a disability plan can provide you some financial relief to help pay your living expenses.
Are you guaranteed an income if you have an injury or illness that prevents you from working?
Why limit yourself to a single carrier when you can talk to us and have a choice of multiple carriers?
Let us help you find the best fit for your situation, whether it be personal, or business related.
Our service doesn't end after you receive your policy.
We vow to help with your questions, claims, and billing issues.
With the constant changes taking place within the health insurance industry we like our clients to be well informed of their options.
Feel free to contact us for any questions about Medicare Insurance needs or Covered California qualifications and open enrollment.
According to the Insurance Barometer Study, over half of the American population would have trouble paying living expenses after the primary wage-earner died.
Life insurance policies could help prevent this from happening to you and your family.
Life Insurance is often overlooked, however, everyone at all ages owe it to those we leave behind to consider difference life insurance policies to help ease expenses.
Life Insurance is not a one size fits all product and is often included in a well-rounded financial plan.
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