I am a certified health and life agent. I am known throughout the Central Valley for my personalized service to individual, small groups and Medicare clients. I offer a large variety of insurance options including life and health, Medicare supplemental, Medicare prescription plans, long-term care and final expenses. As an independent agent, I have an advantage over large competitors in that I offer one-on-one services, and I will personally help you choose the plan that fits your individual needs.
Karen has been our health insurance advisor/agent for almost ten years ever since she was recommended to us by a close friend. She is very helpful and does a thorough job of researching the right health insurance policies to meet our needs. As seniors, her help is invaluable. She patiently presents the choices we recommended her to our friends. I feel save and well-protected having Karen Munger as my health care plan professional.
The Medicare supplement I have is working well. Karen is professional, knowledgeable and about all the choices.
Karen has been our health insurance advisor/agent for almost ten years ever since she was recommended to us by a close friend. She is very helpful and does a thorough job of researching the right health insurance policies to meet our needs. As seniors, her help is invaluable. She patiently presents the choices we recommended her to our friends. I feel save and well-protected having Karen Munger as my health care plan professional.
The Medicare supplement I have is working well. Karen is professional, knowledgeable and about all the choices.
Services
Visit any Medicare approved doctor, specialists or hospital with no network restrictions and no referrals are required.
Enjoy the security of benefits that will not change, even if your health does, and your coverage is guaranteed for life!.
That is where I come in.
I am a local agent, so you can call me or visit me in my office for a "face to face" informational meeting.
I will explain in a thorough and concise manner your options.
I will help you decide what plan works for you, and then I will walk you through the process.
Enjoy the security of benefits that will not change, even if your health does, and your coverage is guaranteed for life!.
That is where I come in.
I am a local agent, so you can call me or visit me in my office for a "face to face" informational meeting.
I will explain in a thorough and concise manner your options.
I will help you decide what plan works for you, and then I will walk you through the process.
Whether you're young and single just starting out in your career or a bustling family, with the rising costs of medical treatment, you need a health insurance plan for your safety net.
Healthy and don't feel you need the added expense of health insurance?
In 2014, everyone will need to comply with the state mandate to be covered under a health insurance plan.
I am here to assist you in finding the plan to cover your needs.
I will help you determine if your plan of choice will be from those offered within the marketplace of the Covered California plans or an alternative plan from outside of the Covered California marketplace.
Healthy and don't feel you need the added expense of health insurance?
In 2014, everyone will need to comply with the state mandate to be covered under a health insurance plan.
I am here to assist you in finding the plan to cover your needs.
I will help you determine if your plan of choice will be from those offered within the marketplace of the Covered California plans or an alternative plan from outside of the Covered California marketplace.
Karen Munger Insurance Services is a leading provider of life insurance coverage for families and individuals throughout Visalia and surrounding areas.
Utilizing our extensive knowledge of the insurance industry and our relationships with local carriers, we're confident that our rates are among the most competitive in our area.
Utilizing our extensive knowledge of the insurance industry and our relationships with local carriers, we're confident that our rates are among the most competitive in our area.
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