Sexton Group Voluntary Benefits
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Kraig Sexton brings 12 years of benefit experience and over 20 years of management and customer service. Prior to establishing Sexton Group Inc., Kraig served in a variety of upper management positions with a Fortune 500 insurance carrier, where he received numerous awards and accommodations for his performance and leadership.

With ongoing changes to health care combined with Employers and Employees needs to have not only quality but affordable coverage, Kraig brings the experience, knowledge and creativity to design a plan that can bring peace of mind while maintaining affordability.Kraig studied written communications at Eastern Michigan University and continuously furthers his professional education at American College.

He is a proud husband and father and is an active member of his community. Kraig is also an Ordained Minister, making him one of a select few agents, who can provide counseling on Life Insurance and After Life Insurance. The Sexton Group Inc. is based out of Michigan and doing business in fourteen states, is a full service agency focused on Voluntary Coverage.
Services
Once seen as merely an add on to the core benefits plan, Voluntary Benefits have now become a key component to any Employer who wishes to offer a competitive and well-rounded benefit package.
With continued increasing costs of health insurance, most employers have passed on additional costs to their employees, oftentimes in the form of increased levels of co-pays and deductibles.
The exposure to larger medical bills comes at a time when Americans have less of a financial safety net than any time in recent history.
For many Americans, owning and operating a business is synonymous with the American Dream.
You have identified a market, created a product or service and brought it to the marketplace.
The Dream needs protection.
Your business begins and ends with you and your experience and your passion is irreplaceable.
A sickness or accident causing disability can cause significant and potentially irreparable harm to the business of the sole proprietor, partnership or small business.
Below are brief descriptions of policies that can provide anything from peace of mind to a much needed safety net for anyone running a business.
Disability - Think of it as paycheck protection.
If you are unable to work due to an accident, illness or pregnancy, disability insurance is intended to replace lost income until the insured can return to work.
Ask yourself this question: if I was unable to earn my paycheck, how will I pay my bills?
Most Americans lack a concrete answer and face possible financial ruin in the event of a disabling occurrence.
Your ability to earn an income may be your most valuable asset - insure it.
The "fill in the blank" can be an number of things: a spouse involved in a car accident on the way to the grocery store, a child who has been injured at basketball practice, an on the job injury causing lacerations and broken bones, a household accident such as falling off a ladder or falling downstairs, or a recreational accident such as an ATV accident or hunting injury.
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