Encore Benefits is an experienced employee benefits firm composed of dedicated professionals who provide individual, small employer, and large employer benefits and consulting. Our licensed team of brokers and agents combines expert knowledge and personal consideration in serving your needs. Encore Benefits has a long history of positive relationships with our clients and the companies who insure them.
Our team takes your trust seriously and upholds a strong ethical obligation with each and every client we work with. Keith has over 25 years of experience in the employee benefits industry. He maintains his designations as a Certified Financial Planner and Licensed Insurance Consultant. Keith has been a CFP and licensed insurance consultant since 1990.
Heidi is a talented account executive who is dedicated to providing exceptional customer service. She brings more than 12 years of business management experience to the team along with her invaluable insurance know-how. Nathan returned to the health benefits field after twelve years of working in law office management.
Our team takes your trust seriously and upholds a strong ethical obligation with each and every client we work with. Keith has over 25 years of experience in the employee benefits industry. He maintains his designations as a Certified Financial Planner and Licensed Insurance Consultant. Keith has been a CFP and licensed insurance consultant since 1990.
Heidi is a talented account executive who is dedicated to providing exceptional customer service. She brings more than 12 years of business management experience to the team along with her invaluable insurance know-how. Nathan returned to the health benefits field after twelve years of working in law office management.
Services
The average premium for individual health insurance coverage has more than doubled in the past five years.
So if you're paying for your own insurance, unless your income has also doubled, you've felt the sting.
If you're ineligible for a subsidy, your monthly premium can rival your mortgage payment.
There's GOT to be something cheaper.
It's known by a few terms - "out-of-pocket max, "maximum out-of-pocket, " "maximum liability, " and a few others - and that's only part of the confusion: What is it, and what does it mean for your insurance coverage?
So if you're paying for your own insurance, unless your income has also doubled, you've felt the sting.
If you're ineligible for a subsidy, your monthly premium can rival your mortgage payment.
There's GOT to be something cheaper.
It's known by a few terms - "out-of-pocket max, "maximum out-of-pocket, " "maximum liability, " and a few others - and that's only part of the confusion: What is it, and what does it mean for your insurance coverage?
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