MNJ Insurance Solutions
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Many business owners are faced with the challenge of supplying their employees with proper benefits that leave both their employees and business taken care of. We understand what it's like to search endlessly for the right employee benefits. MNJ Insurance is a small business just like you and we are in your corner to help find the right solution for you within your budget.

We've helped small to mid sized businesses find the right insurance solutions for them within their budget. We chose Julie and the team at MNJ Insurance Solutions as a premier partner of HR NETwork, over numerous other brokers we have worked with, for one reason - the care, concern, and compassion they show our clients. Rarely have we seen a broker firm, provide the level of support and hands-on service, MNJ Insurance Solutions provides.

They really work to find the best solutions at the best pricing for a company's insurance needs, and takes the time to educate clients throughout the year on benefits compliance. My organization, The Ecology Center, had a very specific set of needs surrounding our health insurance renewal processes, and MNJ helped us overcome these challenges effortlessly, efficiently, and with nothing but smiles.
Services
At MNJ Insurance Solutions, we have knowledge and years of experience of the market, benefit trends, and various funding methods.
Our clients rely on us to assist them with the annual evaluation of health and welfare benefits, assist with design, cost cutting when necessary, implementation, and ongoing management of their Employee Benefits programs.
We work closely with a multitude of Insurance companies to discern which products, services and solutions fit the needs of our clients.
Every client has unique needs.
MNJ Insurance Solutions is an independent agency with a committed, experienced team, who provide our clients with exceptional service and innovative Employee Benefit solutions.
We accomplish this by seeking to understand your business, your culture, and your benefit objectives.
Then, we utilize our many years of experience to build benefit solutions that is perfectly tailored to your specific needs and budget.
At MNJ Insurance Solutions, we hold ourselves to higher standards than most companies as we serve our clients through six core values.
Life expectancy is increasing for the majority of Americans.
According to IRS tables, the probability of at least one spouse of a couple who are 65 years old living to age 90 is at least fifty percent.
Our lives will be very different in our golden years, but our need for cash for lifestyle expenses will still be there.
It's important that our money lasts at least as long as we do.
MNJ Insurance Solutions advises individuals, families, and businesses on ways to grow their money like the wealthy.
MNJ Insurance Solutions recognizes that providing employee benefits represents an important component of an employer's compensation and benefits and that they also represent a significant employer financial investment on an ongoing basis.
By auditing and evaluating the existing benefits program, we identify areas to help manage costs, and we work with employers to create solutions to increase employee productivity.
Group insurance coverage is a policy that is purchased by an employer and is offered to eligible employees of the company (and often to the employees' family members) as a benefit of working for that company.
At MNJ Insurance Solutions, we believe in the importance of annual due diligence for an employer group, regardless of size.
This is important, as there may be changes in your business needs, budget, or you may simply want to re-evaluate the plan design.
Back in 2014, the requirements of the Affordable Care Act will change the way employers plan and execute their annual benefits' renewal process.
Minimum Value - determine the actuarial value (AV) of their current plan design to ensure the plan design complies with the minimum requirement to cover an estimated 60% of the covered health care expenses, also referred to as "bronze level benefits.".
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