We are a full service insurance and risk management agency offering a complete line of products for our commercial and personal clients. As an independent agency, we work for our clients to find the right solution with the right carrier partners. We pride ourselves on maintaining long term relationships with over 25 top rated carriers. Over the years, we have earned the trust of both our clients and carriers, giving us the ability to provide stable yet flexible solutions to meet the ever changing needs of our clients.
Saratoga works with customers throughout the United States, including our home state of Maryland, and our surrounding states of Pennsylvania, Virginia, Delaware and Washington D.C. Our goal at Saratoga is to build long term relationships with our clients. We do this by listening to our clients to identify your unique risk and develop an understanding of your needs.
We then offer the appropriate recommendations, products, and on going services to help reduce potential losses and insure unwanted risk.
Saratoga works with customers throughout the United States, including our home state of Maryland, and our surrounding states of Pennsylvania, Virginia, Delaware and Washington D.C. Our goal at Saratoga is to build long term relationships with our clients. We do this by listening to our clients to identify your unique risk and develop an understanding of your needs.
We then offer the appropriate recommendations, products, and on going services to help reduce potential losses and insure unwanted risk.
Services
What is auto insurance?
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.
What is Homeowners insurance?
Homeowners insurance provides financial protection against disasters.
A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy.
This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
What is Homeowners insurance?
Homeowners insurance provides financial protection against disasters.
A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy.
This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
Building a business is a great enterprise, but it's not for the faint of heart.
If you are striking out to make a name for your business, you will need the right insurance policy to protect your hard work.
At Saratoga Insurance Brokers, we don't just hand you a policy and disappear.
We are here every step of the way to build a genuine relationship based on trust and success.
Our experienced insurance agents will help you compare quotes and find a policy tailored for your business' needs.
There are several types of business insurance geared both for general risks and specific industry lawsuits.
If you are striking out to make a name for your business, you will need the right insurance policy to protect your hard work.
At Saratoga Insurance Brokers, we don't just hand you a policy and disappear.
We are here every step of the way to build a genuine relationship based on trust and success.
Our experienced insurance agents will help you compare quotes and find a policy tailored for your business' needs.
There are several types of business insurance geared both for general risks and specific industry lawsuits.
Property insurance: Covers physical assets like your building and the contents kept inside.
General liability coverage: If the business causes property damage or injury to customers, this coverage can help you repay them for their losses.
Interruption coverage: Covers you if you have to temporarily close your business after a hazard.
Coverage can pay expenses like salaries or taxes though you cannot operate to make money.
Don't hesitate to get a quote on a personalized BOP insurance policy right now! Contact us at 410-781-4660 or request an online quote right now!
General liability coverage: If the business causes property damage or injury to customers, this coverage can help you repay them for their losses.
Interruption coverage: Covers you if you have to temporarily close your business after a hazard.
Coverage can pay expenses like salaries or taxes though you cannot operate to make money.
Don't hesitate to get a quote on a personalized BOP insurance policy right now! Contact us at 410-781-4660 or request an online quote right now!
Contractors like yourself are primarily responsible for carrying out some form of construction, whether that entails a general task or a more specialized project.
That being said, you must ensure that projects get completed correctly, in a timely manner and within the anticipated budget.
Nevertheless, a wide range of potential property damage issues could disrupt project operations, resulting in significant delays and added costs.
In these circumstances, a builder's risk insurance policy can be utilized in order to protect the interests of both yourself and any other parties associated with the project-such as the property owner, architects and other contractors.
That being said, you must ensure that projects get completed correctly, in a timely manner and within the anticipated budget.
Nevertheless, a wide range of potential property damage issues could disrupt project operations, resulting in significant delays and added costs.
In these circumstances, a builder's risk insurance policy can be utilized in order to protect the interests of both yourself and any other parties associated with the project-such as the property owner, architects and other contractors.
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