I represent you in dealing with one of the most stressful times you may face by evaluating your losses, comparing my estimate to the insurance company's offer, then negotiating your claim to get you a settlement that will pay for your repairs. In the insurance arena, you don't always get what you deserve, you get what you can prove! You can count on Accredited Public Insurance Adjuster of Indian River County to help when your insurance company won't!
I am a long time Vero Beach resident. My 15 years of experience as a public adjuster in 30 years as a general contractor provides me the knowledge and skill to compose an estimate that covers your loss accurately, with today's current pricing. I work with a skilled professional team of claim analyzers, attorneys, mold assessors, roofers, and contractors, at no cost to the homeowner, to thoroughly evaluate your damage.
If we can't get more money than your original insurance payment, then our work is free! Steve Philipson of Accredited Public Insurance Adjuster of Indian River County (772) 696-5585.
I am a long time Vero Beach resident. My 15 years of experience as a public adjuster in 30 years as a general contractor provides me the knowledge and skill to compose an estimate that covers your loss accurately, with today's current pricing. I work with a skilled professional team of claim analyzers, attorneys, mold assessors, roofers, and contractors, at no cost to the homeowner, to thoroughly evaluate your damage.
If we can't get more money than your original insurance payment, then our work is free! Steve Philipson of Accredited Public Insurance Adjuster of Indian River County (772) 696-5585.
Services
Make a detailed inventory list and description of every damaged item, photograph them all before removal to ensure you have claim evidence.
Don't let your damaged personal property and debris be removed by anyone until it has been properly photographed and documented.
Keep copies of all photographs submitted to your insurance company.
Keep a communication log with your insurance company (phone calls, emails, faxes, letters, etc.)-document the date, time, to whom you spoke, what was discussed.
Use only licensed contractors to maximize reimbursement as insurance companies do not always accept or pay for work from unlicensed individuals.
Don't let your damaged personal property and debris be removed by anyone until it has been properly photographed and documented.
Keep copies of all photographs submitted to your insurance company.
Keep a communication log with your insurance company (phone calls, emails, faxes, letters, etc.)-document the date, time, to whom you spoke, what was discussed.
Use only licensed contractors to maximize reimbursement as insurance companies do not always accept or pay for work from unlicensed individuals.
A Public Adjuster is a licensed and bonded insurance professional who advocates for the policyholder in appraising and negotiating an insurance claim.
Adjusters who belong to FAPIA adhere to a strict Code of Ethics and can take advantage of the best educational resources.
You will almost always get an increased settlement from the insurance company if you use a Public Adjuster-for the simple reason that your Public Adjuster prepares a more detailed and complete claim analysis and accurately documents the damage in today's replacement cost calculations.
Adjusters who belong to FAPIA adhere to a strict Code of Ethics and can take advantage of the best educational resources.
You will almost always get an increased settlement from the insurance company if you use a Public Adjuster-for the simple reason that your Public Adjuster prepares a more detailed and complete claim analysis and accurately documents the damage in today's replacement cost calculations.
Steven was instrumental to our homeowner's insurance claim process.
His institutional knowledge, laser-focused attention to detail, and genuine commitment to his clients was evident throughout the entire process.
We did not have to track him down or deal with our insurance throughout the entire ordeal.
In the end, he more than doubled the insurance payment total within the promised timeframe.
Thank you, thank you, thank you.
You made what could have been a horrible experience with my insurance company, a stress free experience instead.
His institutional knowledge, laser-focused attention to detail, and genuine commitment to his clients was evident throughout the entire process.
We did not have to track him down or deal with our insurance throughout the entire ordeal.
In the end, he more than doubled the insurance payment total within the promised timeframe.
Thank you, thank you, thank you.
You made what could have been a horrible experience with my insurance company, a stress free experience instead.
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