InsuranceWala
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InsuranceWala
We know selecting the right coverage seems overwhelming, but we will help you get the right plan at an affordable price. I know you want to make the smart choice for your family when it comes to choosing life & health insurance. The problem is choosing your a plan gets more complicated every year. At InsuranceWala, we believe you deserve the perfect plan for your unique needs.

We present you with a range of solutions from a variety of providers and explain to you the pros and cons of each plan. The best part is our service not only saves you time and money, but it is offered to you at no additional cost. There are literally hundreds of options from dozens of companies, but which is the right choice for you? It's not reasonable to expect you to make these important decisions without expert input.

Over the past 27 years, I've helped thousands of people just like you understand their options and make the right decision for themselves and their loved ones. I've witnessed the changes in the insurance companies, government programs, and regulations.
Services
You might have known us as Shalin Financial Services.
We changed our business name to InsuranceWala in 2019 because we found that Shalin Financial was often a confusing brand to people.
Shalin Financial was formed in 1995 and was named after our son Shalin, which means modest or humble.
The brand has worked well for us for all of these years but always sent a confusing message.
Many people thought we offered loans, financing and mortgages and often thinking that Rajesh's name was Shalin.
It is funny, but many people still don't know we offer life and health insurance.
Since the adoption of the Affordable Care Act, also known as Obamacare, the health insurance landscape has changed significantly over the last couple of years and continues to shift, almost on a daily basis.
For some people it has been good news with tax credits, cost reductions and no limitations for pre-existing conditions, while others have seen their rates double or triple!
We have seen many insurance companies such as Aetna, Human, Coventry, Cigna and United Healthcare leave the individual health insurance marketplace leaving us with fewer options and plans to choose from.
When it comes to life insurance, it is always better to be five years too early than five minutes too late!
Finding the right life insurance policy can seem daunting because there are so many choices and optional benefits.
If your primary objective is affordability and to have some coverage while raising your family, then basic term life is probably your best option.
The rates are the most affordable and you can choose how long you want the rate guarantee.
Our term life quote engine helps us compare 175 top companies to find the lowest rates, and with our expertise, we will help you choose the right company based on your health and other consideration.
Our lives revolve around our paychecks, wouldn't you agree?
If our paychecks stop, so does our lifestyle.
That is why we recommend you should have some long term disability insurance in the event of an extended illness or accidents.
Like most insurance policies, disability income policies also come with a variety of optional riders including inflation protection, additional funds needed to pay for home healthcare and rehab benefits, etc.
Your needs and wants will vary based on your profession and incomes and we will help you choose the right policy.
Do you know the difference between original Medicare, Medicare Supplement Insurance and Medicare Advantage Plans?
Did you know there are penalties if you do not enroll into Medicare plans in timely basis?
Did you know that there are Medicare advantage plans that may be available that have zero premiums from your pocket?
Did you know some that Medicare supplement plans offer fitness club memberships and no extra cost?
Did you know some Medicare advantage plans will give embedded dental and vision benefits with no extra costs?
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