Mountain View Insurance Solutions
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Mountain View Insurance Solutions
Jesse Cunningham IV leverages his 30+ years of experience in helping clients attain financial security through financial protection tools such as annuities, life insurance, disability insurance, and long term care. Jesse IV is on the board of the Community Foundation of Harford County which identifies local students and non-profits to enable through annual grants.

Jesse Cunningham V specializes in personal insurance protection which includes car insurance, home insurance, umbrella coverage, and more. Jesse Cunningham V hosts "Harford County Business Talks" which is a one-on-one podcast highlighting other professionals in the Greater Baltimore Region. At Mountain View Insurance Solutions in Bel Air, Maryland we believe in protecting, preserving, and growing our client's assets.

We are an independent insurance agency which means we represent many different insurance companies and are able to create insurance packages based around your needs. We represent many personal insurance carriers such as Nationwide, Travelers, Safeco, Encompass, AIC, Kemper, Progressive, National General, AIG, Securian, North American, John Hancock, Ohio National, Delaware Life, and more.
Services
Mountain View Insurance Solutions was founded in 2016 with the goal of serving the local community of Harford County, MD. Jesse Cunningham IV and son, Jesse Cunningham V, decided to combine their expertise of over 35 years experience in the insurance industry and form Mountain View Insurance Solutions.
Sometimes people ask us, "what does Mountain View mean" or "is Mountain View named after the California town?"
It is actually named after the town where Jesse Cunningham V lived and met his wife, which is on the Big Island of Hawaii.
We have a variety of insurance tools available for our clients.
We are proud to be independent brokers because the industry is always changing and we can leverage those changes for our clientele's betterment.
This section of our website is dedicated to our Insurance Services which are broken into two main categories: Personal Insurance & Financial Protection.
Personal insurance includes car, home, and umbrella insurance.
The primary goal is to protect your assets now and into the future.
The Financial Protection tools are to preserve and grow your assets.
Our goal is to protect, preserve, and grow our client's assets and this section of our website is dedicated to the tools to protect your assets.
There are a variety of things that we can help protect against and they usually fall within two categories: lawsuits and spontaneous losses such as a fire or a car accident.
Our philosophy is to first create a protective boundary around our client's assets in the form of insurance.
An unforeseen lawsuit or unprotected loss can derail someones plan for decades - so the first step is to protect the assets then move on to preserving and growing them.
We offer car insurance from many different insurance carriers.
The car insurance industry is interesting because the companies are cyclical in their competitiveness.
For instance, a car insurance company may want to take on more business this year and purposefully have competitive rates.
As time goes on they may be eventually be happy with their client portfolio and change rates.
This is a fact for every car insurance carrier.
We leverage our ability to represent many car insurance companies for our clientele's benefit.
To properly insure your classic car you want to consider a "stated value" or "agreed amount" car insurance policy.
There are specialty carriers such as Hagerty that offer these policies to classic car owners.
It is important to note that the majority of car insurance policies are "actual cash value" policies.
This means that in the case of a total loss the car insurance carrier will pay the insured the actual cash value at the time of the loss.
Oftentimes "actual cash value" is referred to as depreciated value.
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