Whether you are just starting out or a seasoned home owner, we have coverage that is just right for you. Ensure your business is fully covered with the right insurance coverage designed for your specific needs. Get the peace of mind that only comes from knowing your family is protected now and in the future. We are a family owned and operated business, with more than 60 years of continual operations.
With a wealth of experience, we are a trusted partner for all your insurance needs. We offer personalized service to help you find the right insurance product and fit for all your Home Insurance, Auto Insurance, Business Insurance and Bonding/Surety needs. We only represent top rated companies to give you peace of mind. Meet the team dedicated to providing you with comprehensive, personalized insurance coverage.
Our family switched to Livingston Insurance Agency from a larger company and couldn't be happier. They saved us money by finding us the best deal for our situation and have always been extremely responsive and easy to talk to when filling a claim.
With a wealth of experience, we are a trusted partner for all your insurance needs. We offer personalized service to help you find the right insurance product and fit for all your Home Insurance, Auto Insurance, Business Insurance and Bonding/Surety needs. We only represent top rated companies to give you peace of mind. Meet the team dedicated to providing you with comprehensive, personalized insurance coverage.
Our family switched to Livingston Insurance Agency from a larger company and couldn't be happier. They saved us money by finding us the best deal for our situation and have always been extremely responsive and easy to talk to when filling a claim.
Services
To provide comprehensive, personalized insurance coverage to individuals and businesses with a focus on delivering excellence in customer service.
Joe began his insurance career in 2005 with AIG's Professional Associates Program, where he trained for a year on all lines of insurance at AIG's Wall Street location.
He then transitioned into an underwriting role with AIG where he underwrote all lines of Management Liability.
After AIG, Joe trained with Travelers for a year in their Surety Department.
Joe began his insurance career in 2005 with AIG's Professional Associates Program, where he trained for a year on all lines of insurance at AIG's Wall Street location.
He then transitioned into an underwriting role with AIG where he underwrote all lines of Management Liability.
After AIG, Joe trained with Travelers for a year in their Surety Department.
With more than 54 years combined experience, Livingston Insurance can help you create a tailored insurance plan to suit your specific needs.
Auto Owners: J.D. Power and Associates "Highest in Customer Satisfaction with the Auto Insurance Claims Experience, Four Years in a Row.".
Livingston Insurance offers flexible payment options.
We are happy to discuss your individual or business needs with you and design a plan that's right for you.
Disclaimer: All Products and Offerings are subject to our underwriting standards and those of our companies that we represent.
Auto Owners: J.D. Power and Associates "Highest in Customer Satisfaction with the Auto Insurance Claims Experience, Four Years in a Row.".
Livingston Insurance offers flexible payment options.
We are happy to discuss your individual or business needs with you and design a plan that's right for you.
Disclaimer: All Products and Offerings are subject to our underwriting standards and those of our companies that we represent.
This type of insurance helps protect professionals from bearing the full cost of defense and/or damages awarded against a negligence claim due to their acts, errors, or omissions in the rendering of or failure to render their professional services.
There are two types of professional liability insurance, which are detailed below.
This type of policy will respond to claims only when the alleged incident and resulting claim BOTH occurred while the coverage was in force.
A Claims Made policy will cover claims that happen after the coverage period ends ONLY if extended reporting or tail coverage is purchased.
There are two types of professional liability insurance, which are detailed below.
This type of policy will respond to claims only when the alleged incident and resulting claim BOTH occurred while the coverage was in force.
A Claims Made policy will cover claims that happen after the coverage period ends ONLY if extended reporting or tail coverage is purchased.
While this category of coverage is included with insurance, it is, in fact, not insurance but rather a category all unto itself.
An insurance contract is between 2 parties - you and the insurance company.
A surety bond is a contract between 3 parties - the obligee, the principal, and the surety.
The obligee and the principal enter into a primary contract and the surety ensures the principal meets the terms of that contract.
And unlike insurance, losses are not expected in surety.
This type of surety bond is used heavily in the construction industry where the surety guarantees their contractor (the "principal") will meet the terms of the construction contract with the project owner (the "obligee").
An insurance contract is between 2 parties - you and the insurance company.
A surety bond is a contract between 3 parties - the obligee, the principal, and the surety.
The obligee and the principal enter into a primary contract and the surety ensures the principal meets the terms of that contract.
And unlike insurance, losses are not expected in surety.
This type of surety bond is used heavily in the construction industry where the surety guarantees their contractor (the "principal") will meet the terms of the construction contract with the project owner (the "obligee").
Life is unpredictable, and a premature death can leave loved ones with debt and uncertainty about their future that they may not be equipped to handle.
Life insurance, aka the most un-selfish product one can buy, can help solve this problem and give you peace of mind that if the unthinkable were to happen to you, then your family would have the financial capability to pay off debt and may even have money for the future.
This type of life policy provides a set death benefit amount for a specified period of time i.e.
Life insurance, aka the most un-selfish product one can buy, can help solve this problem and give you peace of mind that if the unthinkable were to happen to you, then your family would have the financial capability to pay off debt and may even have money for the future.
This type of life policy provides a set death benefit amount for a specified period of time i.e.
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