Think of us as an extension of your own family. We are committed to providing fair and honest insurance protection through competitive products and personalized customer service. We currently serve Grayson, Collin, Fannin, and Cooke counties and the surrounding communities in North Texas. As an independent agency, we have the flexibility of shopping our different carriers to find the best options and coverage's for our customers.
I can say with complete confidence that Terry Jones and Germania Insurance Company are at the top of the list for providing excellent coverage and customer service every time you need them. We've had a couple of claims over the years and a phone call to Terry and it's basically taken care of. Good person, good people, good business. This agency is awesome.
Terry tries to give you the cheapest rates, responds to questions in a timely manner, and has excellent service. I would highly recommend Terry Jones Agency.
I can say with complete confidence that Terry Jones and Germania Insurance Company are at the top of the list for providing excellent coverage and customer service every time you need them. We've had a couple of claims over the years and a phone call to Terry and it's basically taken care of. Good person, good people, good business. This agency is awesome.
Terry tries to give you the cheapest rates, responds to questions in a timely manner, and has excellent service. I would highly recommend Terry Jones Agency.
Services
We currently serve Grayson, Collin, Fannin, and Cooke counties and the surrounding communities in North Texas.
We are committed to providing fair and honest insurance protection through competitive products and personalized customer service.
Terry is actively involved in the community.
He is currently serving as the Treasurer of the Denison Kiwanis Club and is an active supporter of our local schools.
Terry is also very active in his church, serving on several committees and as a deacon as well as helping in the youth and young adult departments.
We are committed to providing fair and honest insurance protection through competitive products and personalized customer service.
Terry is actively involved in the community.
He is currently serving as the Treasurer of the Denison Kiwanis Club and is an active supporter of our local schools.
Terry is also very active in his church, serving on several committees and as a deacon as well as helping in the youth and young adult departments.
Pays: Other people's expenses for accidents caused by drivers covered by your policy, up to your policy's dollar limits.
These may include the other person's medical and funeral costs, lost wages, and compensation for pain and suffering; car repair or replacement costs; auto rental while the other driver's car is being repaired; and punitive damages awarded by a court.
Liability insurance also pays your attorney fees if someone sues you because of the accident and bail up to $250 if you are arrested.
These may include the other person's medical and funeral costs, lost wages, and compensation for pain and suffering; car repair or replacement costs; auto rental while the other driver's car is being repaired; and punitive damages awarded by a court.
Liability insurance also pays your attorney fees if someone sues you because of the accident and bail up to $250 if you are arrested.
Whole life insures you for your "whole life" and pays a cash benefit to your designated beneficiaries.
They are typically used for cash value growth and long-term protection with a guaranteed level annual premium.
Term life policies are typically purchased to provide greater coverage for a smaller premium, and they insure you for a specified period of time (5, 10, 15, 20, or 30 years).
They are typically used to protect your family with insurance that will pay for your home mortgage, car loans, business debt, etc.
They are typically used for cash value growth and long-term protection with a guaranteed level annual premium.
Term life policies are typically purchased to provide greater coverage for a smaller premium, and they insure you for a specified period of time (5, 10, 15, 20, or 30 years).
They are typically used to protect your family with insurance that will pay for your home mortgage, car loans, business debt, etc.
Commercial property insurance helps businesses pay to repair or replace buildings, associated structures, and contents damaged or lost because of fire, storms, theft, and other events outlined in the policy.
Different types of commercial property policies protect against different risks, or "perils."
Some policies will cover only those risks specifically named in the policy.
Other policies will cover all risks, unless the policy specifically excludes them.
Be sure to read your policy carefully.
Different types of commercial property policies protect against different risks, or "perils."
Some policies will cover only those risks specifically named in the policy.
Other policies will cover all risks, unless the policy specifically excludes them.
Be sure to read your policy carefully.
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