Here at The Louisiana Insurance Center we provide a full range of services throughout the state of Louisiana. Our dedicated staff of insurance professionals are here to assist you with your personal or commercial needs as well as health and life insurance. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs.
Our job is to help you navigate through the sea of policy options and clarify any questions or concerns you may have along the way. We've successfully served hundreds of customers in Baton Rouge, Prairieville, Denham Springs, Gonzales, Central, Baker, Zachary, Port Allen and throughout Louisiana. We are determined to treat each individual with respect and compassion.
Shopping for insurance can be difficult, but our staff does the work for you. Maintain your peace of mind knowing that our insurance professionals have your back. With a high level of personal service we are able to provide you with prompt and efficient service whatever your needs may be.
Our job is to help you navigate through the sea of policy options and clarify any questions or concerns you may have along the way. We've successfully served hundreds of customers in Baton Rouge, Prairieville, Denham Springs, Gonzales, Central, Baker, Zachary, Port Allen and throughout Louisiana. We are determined to treat each individual with respect and compassion.
Shopping for insurance can be difficult, but our staff does the work for you. Maintain your peace of mind knowing that our insurance professionals have your back. With a high level of personal service we are able to provide you with prompt and efficient service whatever your needs may be.
Services
Founded in 1980, The Louisiana Insurance Center is owned and operated by Hugh and Cynthia Ross.
The agency has provided a full range of insurance services for individuals and businesses throughout the state for 38 years.
The Louisiana Insurance Center is licenses in Louisiana for personal and commercial insurance.
We are also licenses for health and life insurance in Mississippi and Texas.
Our agency represents multiple national insurance companies and we write all forms of personal and commercial insurance.
The agency has provided a full range of insurance services for individuals and businesses throughout the state for 38 years.
The Louisiana Insurance Center is licenses in Louisiana for personal and commercial insurance.
We are also licenses for health and life insurance in Mississippi and Texas.
Our agency represents multiple national insurance companies and we write all forms of personal and commercial insurance.
An annuity is a long-term investment between you, the annuitant, and an insurance company, the annuity issuer.
Under this contract, you pay after-tax funds to the annuity issuer, who then invests your principal to meet your financial objectives and pays you or your beneficiary back with earnings (subject to the claims-paying ability of the issuer).
If you have a fixed annuity, your interest rate is guaranteed.
With a variable annuity, your earnings are linked with the fluctuating performance of your investments and may be worth more or less than your principal when redeemed.
Under this contract, you pay after-tax funds to the annuity issuer, who then invests your principal to meet your financial objectives and pays you or your beneficiary back with earnings (subject to the claims-paying ability of the issuer).
If you have a fixed annuity, your interest rate is guaranteed.
With a variable annuity, your earnings are linked with the fluctuating performance of your investments and may be worth more or less than your principal when redeemed.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
Most states require you to buy some, but not all, of these coverages.
If you're financing a car, your lender may also have requirements.
Most auto policies are for six months or a year.
Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
Most states require you to buy some, but not all, of these coverages.
If you're financing a car, your lender may also have requirements.
Most auto policies are for six months or a year.
Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium.
Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury.
Property Damage coverage for the physical damage to property of others or the loss of use of that property.
Products-Completed Operations provides liability protection (damages and legal expenses up to your policy's limit) if an injury ever resulted from something your company made or service your company provided.
Products Liability is a more specialized product liability insurance that protects your company against lawsuits from product-related injury or accidents.
Property Damage coverage for the physical damage to property of others or the loss of use of that property.
Products-Completed Operations provides liability protection (damages and legal expenses up to your policy's limit) if an injury ever resulted from something your company made or service your company provided.
Products Liability is a more specialized product liability insurance that protects your company against lawsuits from product-related injury or accidents.
There are many forms of insurance.
Some, like car insurance, only provide a benefit to the few people who have a costly accident.
Some, like life insurance, typically don't provide a benefit for many years.
Some, like medical or health insurance, provide immediate benefits, but can be very costly.
Dental insurance is rather unique.
First, its low cost makes it highly affordable for individuals and families.
Second, because dental insurance encourages and generally pays for regular check-ups, many people who purchase protection start to benefit immediately.
Some, like car insurance, only provide a benefit to the few people who have a costly accident.
Some, like life insurance, typically don't provide a benefit for many years.
Some, like medical or health insurance, provide immediate benefits, but can be very costly.
Dental insurance is rather unique.
First, its low cost makes it highly affordable for individuals and families.
Second, because dental insurance encourages and generally pays for regular check-ups, many people who purchase protection start to benefit immediately.
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