Robert Lloyd Coutts & Sons is an Independent Insurance Agency in Morristown, NJ, servicing the insurance needs of New Jersey individuals and businesses. Family owned and operated since 1930, our agency provides quality insurance products and personal customer service. We are proud to be a traditional main street business. As an independent agent, we represent many top regional and national carriers.
We are able to match the needs of our clients with a customized insurance plan at the most competitive pricing.
We are able to match the needs of our clients with a customized insurance plan at the most competitive pricing.
Services
Robert Lloyd Coutts & Sons, Real Estate and Insurance, was founded by Robert Lloyd Coutts in Morristown NJ in 1930.
After World War II and the Korean War, a second generation of the family entered the business with the addition of his three sons - Robert L. Coutts Jr, Glenn K. Coutts, and Clive M. Coutts.
The agency moved to its current location at 46 Washington Street in 1945 as Glenn K. Coutts took over the insurance agency operations, and Robert, Jr. and Clive Coutts took over the real estate operations.
After World War II and the Korean War, a second generation of the family entered the business with the addition of his three sons - Robert L. Coutts Jr, Glenn K. Coutts, and Clive M. Coutts.
The agency moved to its current location at 46 Washington Street in 1945 as Glenn K. Coutts took over the insurance agency operations, and Robert, Jr. and Clive Coutts took over the real estate operations.
Robert Lloyd Coutts & Sons shops the major insurance carriers to find the best New Jersey personal insurance rates for you.
Whether you need auto, home, motorcycle, watercraft, recreational vehicle, or flood insurance, we will work with you to find the right individual or bundled insurance for your needs.
Calling us and having a conversation is the best way for us to provide you with an accurate quote.
Homeowners insurance is a package policy, which means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
Whether you need auto, home, motorcycle, watercraft, recreational vehicle, or flood insurance, we will work with you to find the right individual or bundled insurance for your needs.
Calling us and having a conversation is the best way for us to provide you with an accurate quote.
Homeowners insurance is a package policy, which means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
With business insurance, there is not a one-size-fits-all policy.
Depending on the nature of your business, Robert Lloyd Coutts & Sons will work with you to determine what policy best fits your business.
Whether you are incorporated, a limited liability company, or a proprietorship, each business is different and may demand specific coverage.
Business Property insurance protects business assets from loss by physical damage.
Coverage can expand into package policies that can include machinery and equipment breakdown, inventory, specialty items, loss of income, automobiles, liability, and more.
Depending on the nature of your business, Robert Lloyd Coutts & Sons will work with you to determine what policy best fits your business.
Whether you are incorporated, a limited liability company, or a proprietorship, each business is different and may demand specific coverage.
Business Property insurance protects business assets from loss by physical damage.
Coverage can expand into package policies that can include machinery and equipment breakdown, inventory, specialty items, loss of income, automobiles, liability, and more.
Surety bonds represent a surety company's guaranty of a person's or a company's obligations to another party.
Surety bonds are credit instruments and often require varying levels of information about the applicant's financial and credit history.
A Fidelity Bond is a more specific type of Surety bond.
These bonds govern working relationships such as between employer and employee and are designed to enforce the honesty and proper actions of employees.
Our office is conveniently located next door to the Morris County Court House in Morristown, NJ.
Surety bonds are credit instruments and often require varying levels of information about the applicant's financial and credit history.
A Fidelity Bond is a more specific type of Surety bond.
These bonds govern working relationships such as between employer and employee and are designed to enforce the honesty and proper actions of employees.
Our office is conveniently located next door to the Morris County Court House in Morristown, NJ.
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