PA Insurance Services

PA Insurance Services is a completely independent insurance agency specializing in Health Insurance, Medicare and much more!
Our clients are located all across Pennsylvania, New Jersey, Maryland, Delaware, and New York giving us a great feel for the financial landscape.
We design plans with a focus on risk management, low costs, and tax-efficiency, which we combine with personalized financial advice aimed at helping clients make better informed decisions.
Our mission is to build lasting client relationships based on a level of trust that is earned through wise counsel, positive results, clear and candid communication, and service that exceeds expectations.

We can provide you with a wide array of products and services from a variety of respected insurance and benefits providers.
We obtain and evaluate proposals from all available carriers.
We can introduce and educate you or your family on the benefits.
Our Agency offers a complete line of insurance products and services.
These products and services are designed to provide solutions to your personal and business financial needs.

SAVING MONEY on employee benefits is a must in today's economy.
The cost of providing benefits is rising significantly, while employees consistently seek more and more from their benefits packages.
Many employers struggle to balance employee needs with their own capabilities and bottom lines.
Helping you meet these divergent objectives is our specialty.
For years, PA Insurance Services has been providing insurance and employee benefits consulting services to the business community.
Built upon a tradition of integrity, industry leadership, and excellence, we are committed to delivering tailored benefit solutions with thoughtful strategic planning, valuable professional services, and technology-based solutions.

Before choosing a plan we want to be sure you know the difference between your many options; In particular how Medicare Supplements and Medicare Advantage Plans differ.
Many people sign up for Advantage Plans thinking they are Supplements, they are not.
A Medicare Supplement is used with original Medicare.
Any caregiver that accepts Medicare will take a Supplement because they only need to bill Medicare.
Medicare pays their part (generally 80% of Medicare covered benefits) and sends the remainder of the bill to the Supplement which pays their part (generally 20%).

Life insurance may be one of the most important purchases you'll ever make.
In the event of a tragedy, life insurance proceeds can help pay the bills, continue a family business, finance future needs like your children's education, protect your spouse's retirement plans, and much more.
If you're considering securing you and your family's financial future, we would be happy to review your current situation and offer a few ideas on how you can protect it!
Term Insurance, the most affordable type of insurance when initially purchased, is designed to meet temporary needs.