Mad River Title Agency is a full service real estate title insurance agency offering residential, commercial, refinance and 1031 tax deferred exchange closings. The agency is owned by attorney Richard A. Hemphill and has been open for business since 1989. Our clients have the benefit of local ownership, along with the protection of our underwriters, Ohio Bar Title Insurance Company and Stewart Title Guaranty Company.
Our experienced staff looks forward to working with you. We aim to exceed our client's expectation, minimize stress and be a valuable ally to our buyers, sellers, realtors and lenders.
Our experienced staff looks forward to working with you. We aim to exceed our client's expectation, minimize stress and be a valuable ally to our buyers, sellers, realtors and lenders.
Services
Closing the real estate transaction is basically the investigation made or actions taken by either a title agent or title attorney before the actual issuance of the title policy.
There are five basic steps that usually followed in somewhat the same order in every real estate transaction.
Although it is not the job of the title agent or title attorney to cure defects in or problems with the title to the property or perform escrow or other services outside of closing the transaction, title agents and title attorney help in these matters on a somewhat regular basis.
There are five basic steps that usually followed in somewhat the same order in every real estate transaction.
Although it is not the job of the title agent or title attorney to cure defects in or problems with the title to the property or perform escrow or other services outside of closing the transaction, title agents and title attorney help in these matters on a somewhat regular basis.
A home is usually the largest single investment any of us will ever make.
When you purchase a home, you will purchase several types of insurance coverage to protect your home and personal property.
Homeowner's insurance protects against loss from fire, theft, or wind damage.
Flood insurance protects against rising water, and a unique coverage known as title insurance protects against hidden title hazards that may threaten your financial investment in your home.
Title insurance is not as well understood as other types of home insurance, but it is just as important.
When you purchase a home, you will purchase several types of insurance coverage to protect your home and personal property.
Homeowner's insurance protects against loss from fire, theft, or wind damage.
Flood insurance protects against rising water, and a unique coverage known as title insurance protects against hidden title hazards that may threaten your financial investment in your home.
Title insurance is not as well understood as other types of home insurance, but it is just as important.
You are going to embark on a journey toward the American dream of becoming the owner of your own home.
As with any journey toward a prized goal, you may encounter problems along the way.
Stewart Title is here to help you leap the hurdles, navigate the obstacles or smooth the snags that might impede your journey.
Before you begin the search for your dream home, decide how much you can comfortably spend.
Knowing your credit status and how credit agencies rate your credit also may be a deciding factor, especially when you begin talking to lenders.
As with any journey toward a prized goal, you may encounter problems along the way.
Stewart Title is here to help you leap the hurdles, navigate the obstacles or smooth the snags that might impede your journey.
Before you begin the search for your dream home, decide how much you can comfortably spend.
Knowing your credit status and how credit agencies rate your credit also may be a deciding factor, especially when you begin talking to lenders.
Your house is too small.
Your house is too big.
The first step in getting your home ready to sell is to "de-personalize" it.
A house can be a place to eat, sleep, park your car and put all your "stuff" (including other family members).
A home is where you feel comfortable, warm, safe and protected.
A home is where you live.
De-personalizing your home allows a potential buyer to perceive your house as their potential home.
Removing family elements such as photos, sports trophies, collectible items, knick-knacks and souvenirs allows the buyer to picture it with his "stuff", thereby putting his "brand" on the home.
Your house is too big.
The first step in getting your home ready to sell is to "de-personalize" it.
A house can be a place to eat, sleep, park your car and put all your "stuff" (including other family members).
A home is where you feel comfortable, warm, safe and protected.
A home is where you live.
De-personalizing your home allows a potential buyer to perceive your house as their potential home.
Removing family elements such as photos, sports trophies, collectible items, knick-knacks and souvenirs allows the buyer to picture it with his "stuff", thereby putting his "brand" on the home.
Answer: After you make the decision to buy a home, you'll want to plan a budget and contact a real estate professional to guide you through the entire process.
You'll also need to research and compare available lenders to finance your home beyond your down payment.
Your real estate professional will likely be able to suggest prospective lenders if you need assistance in choosing one.
A lender will pre-qualify you for a loan in the amount it determines you to be able to afford, so that sellers will consider you a serious and capable buyer.
You'll also need to research and compare available lenders to finance your home beyond your down payment.
Your real estate professional will likely be able to suggest prospective lenders if you need assistance in choosing one.
A lender will pre-qualify you for a loan in the amount it determines you to be able to afford, so that sellers will consider you a serious and capable buyer.
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