Welcome to the official website of J.M. Miller, Inc.! We're a unique insurance agency specializing in understanding problems and helping our clients solve them. In fact, that's our goal: to provide you with insurance solutions. As we all know, certain industries are considered "high-risk" by many in the insurance field.
When an industry gets labeled "high-risk, " even if that label is unfair, it often means other insurance agencies and carriers don't want to do business - or if they do, they charge high rates and focus on the "negatives."Many agencies and carriers have chosen to ignore industries such as commercial explosives (construction and mining) and oil & gas.
Other companies may be hesitant to insure these industries because of lack of knowledge or experience. At J.M. Miller, Inc., we don't regard the blasting/explosives and oil & gas industries with nervousness or uncertainty; instead, we've made them our most valuable clients! By taking the time to understand the unique needs and strengths of these industries, we're providing them with excellent solutions to their most important areas of concern.
When an industry gets labeled "high-risk, " even if that label is unfair, it often means other insurance agencies and carriers don't want to do business - or if they do, they charge high rates and focus on the "negatives."Many agencies and carriers have chosen to ignore industries such as commercial explosives (construction and mining) and oil & gas.
Other companies may be hesitant to insure these industries because of lack of knowledge or experience. At J.M. Miller, Inc., we don't regard the blasting/explosives and oil & gas industries with nervousness or uncertainty; instead, we've made them our most valuable clients! By taking the time to understand the unique needs and strengths of these industries, we're providing them with excellent solutions to their most important areas of concern.
Services
As the owner of J.M. Miller, Inc., I've been a licensed insurance professional since 1987.
I am licensed in more than 20 states in Property/Casualty, Life, Accident, and Health.
My clients come to me to help them find property and casualty solutions for a wide range of businesses.
Although I have property and casualty clients in many different fields, my specialties are the commercial explosives (construction and mining), oil & gas, trucking, and heavy construction industries.
I am licensed in more than 20 states in Property/Casualty, Life, Accident, and Health.
My clients come to me to help them find property and casualty solutions for a wide range of businesses.
Although I have property and casualty clients in many different fields, my specialties are the commercial explosives (construction and mining), oil & gas, trucking, and heavy construction industries.
Although J.M. Miller, Inc. has property and casualty clients in many different businesses, one of our strongest areas of interest is the commercial blasting/explosives (construction and mining) industry.
Owner J.M. Miller has been an active member of the International Society of Explosives Engineers (ISEE) for 15 years.
As a longtime insurance agent serving the commercial explosives industry, Jim understands the challenges this industry faces on a day-to-day basis.
He also has firsthand knowledge of the regulations which must be adhered to.
Owner J.M. Miller has been an active member of the International Society of Explosives Engineers (ISEE) for 15 years.
As a longtime insurance agent serving the commercial explosives industry, Jim understands the challenges this industry faces on a day-to-day basis.
He also has firsthand knowledge of the regulations which must be adhered to.
One important way we help our clients is by offering professional risk management consulting services to help you get the most cost-effective insurance pricing possible.
Instead of "quoting" your insurance for you, we prefer to have you tell us about your problems.
What is it you don't like about your current coverage?
What do you wish you could change?
Where do you need help?
Once we understand your specific needs, we'll take the time to learn more about your business.
And we'll work with you to help minimize your exposure, which can have a huge impact on your company's bottom line.
Instead of "quoting" your insurance for you, we prefer to have you tell us about your problems.
What is it you don't like about your current coverage?
What do you wish you could change?
Where do you need help?
Once we understand your specific needs, we'll take the time to learn more about your business.
And we'll work with you to help minimize your exposure, which can have a huge impact on your company's bottom line.
The oil & gas industry faces many challenges in today's economic climate.
One is the lingering perception that the industry is "high-risk, " which eliminates many traditional insurance companies from providing coverage.
Those familiar with this industry know that in fact, most companies have a good safety record.
The oil & gas industry decision-makers are also learning there is strength in numbers, especially when it comes to their workers compensation coverage.
J.M. Miller, Inc. is now providing a customized workers compensation insurance strategy that will be of enormous benefit to the oil & gas industry in its search for a cost-effective insurance solution.
One is the lingering perception that the industry is "high-risk, " which eliminates many traditional insurance companies from providing coverage.
Those familiar with this industry know that in fact, most companies have a good safety record.
The oil & gas industry decision-makers are also learning there is strength in numbers, especially when it comes to their workers compensation coverage.
J.M. Miller, Inc. is now providing a customized workers compensation insurance strategy that will be of enormous benefit to the oil & gas industry in its search for a cost-effective insurance solution.
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