Outer Banks Insurance Agency
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An auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by an accident, fire, theft, or other event covered by your insurance policy. Outer Banks Insurance Agency can help you with regular wind and excessive wind insurance nc coverage. In 1968, Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to financially protect themselves since standard home insurance doesn't cover flooding from floods.

A renters insurance nc policy covers your personal property against theft or damage subject to the limits and deductible you select. We are an independent insurance agency locally owned and operated by Keith Fearing's family since 1957. That's right, we've been serving our local customers for over fifty years! We work hard to make sure you have the best possible coverage at the best available price.

An auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by an accident, fire.
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In 1957, M. Keith Fearing, Jr., formed what is now known as Outer Banks Insurance Agency, Inc., by purchasing the Theodore Meekins Insurance Agency and merging it with the A.W. Drinkwater Insurance Agency that he purchased years earlier.
A.
W. Drinkwater was the man who telegraphed the message about Wilber and Orville Wright's first flight.
Keith was already a respected business man, having opened the first pharmacy in Dare County in 1947.
At the time, it was the only pharmacy between Morehead City and Elizabeth City.
An auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by an accident, fire, theft, or other event covered by your insurance policy.
Your car insurance policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.
We can help you determine the best coverage for your needs.
Your home is likely your most valuable asset.
When your home is damaged or destroyed, you need your claim settled by an insurance company that understands this simple fact.
Outer Banks Insurance Agency understands our unique business community.
After all, we are an original business member.
Our clients span the entire length of our barrier island.
As an independent insurance agency in the Outer Banks, we represent multiple insurance companies, which provides you choices in coverage and prices to fit your business needs.
Contact Gail Gray, our Commercial Lines Expert at gail@outerbanksinsurance.com for an appointment to discuss your business insurance nc needs.
General liability, also known as "commercial liability insurance" is a broad commercial insurance policy that covers general liability exposures of a business such as Errors and Omissions (E&O), Employment Practices Liability Insurance (EPLI) and Directors and Officers Insurance (D&O).
1. Inspect the property to be able to assess the damage as to the type of damage that was done, how much damage you received, the date and estimated time the damage occurred.
An example would be.
During Hurricane Tom on Saturday, September XX, 20XX, around 6 P.M.
The wind blew the shutters and roof off of our property located on 216 Mail Street Drive.
2. Call one of our agents immediately.
We can be reached locally by calling 252-441-4077, or toll free 1-800-535-6242.
Your insurance policy requires that you notify us as soon as reasonably possible after damage to the property.
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