Ability Insurance is an independent insurance agency representing a number of premier insurance companies in Utah, Idaho, Washington, New Mexico and Arizona. Our companies have a wide variety of coverage options and rate structures. This allows your agent to design a protection package based on your needs, rather than a "one-size-fits-all" approach.
Your agent will also continually review your insurance needs and find the coverage that best suits your circumstances at a price you can afford.
Your agent will also continually review your insurance needs and find the coverage that best suits your circumstances at a price you can afford.
Services
Please note that your insurance will not be effective until you receive confirmation from your agent.
Comprehensive coverage covers your car for fire, theft, vandalism, glass breakage and animal accidents.
This coverage is subject to a deductible, and does not surcharge your policy.
Collision coverage, is just that, it covers your car when you collide with something.
This is subject to a deductible, and typically affects your insurance rate.
What is the state minimum coverage?
Do I need more than the minimum?
Comprehensive coverage covers your car for fire, theft, vandalism, glass breakage and animal accidents.
This coverage is subject to a deductible, and does not surcharge your policy.
Collision coverage, is just that, it covers your car when you collide with something.
This is subject to a deductible, and typically affects your insurance rate.
What is the state minimum coverage?
Do I need more than the minimum?
When your home is damaged or destroyed, you need an insurance agency that cares and understands that you need your claim settled quickly and fairly.
Coverage availability and cost vary between companies and we can help you determine which of the companies we represent is right for you.
We offer you tailored coverage, quality service and fair pricing.
We want to work with you to assure that you have the right coverage to repair or replace your home and and personal property if you have a loss.
Your home may be the largest purchase you ever make.
Coverage availability and cost vary between companies and we can help you determine which of the companies we represent is right for you.
We offer you tailored coverage, quality service and fair pricing.
We want to work with you to assure that you have the right coverage to repair or replace your home and and personal property if you have a loss.
Your home may be the largest purchase you ever make.
Not all insurance agents are the same.
Choosing the right one can make a BIG difference in price, service and value.
With other agencies, you get one company that sells one brand of insurance.
With an independent insurance agency you get choices!
Why?
Because independent insurance agencies represent a number of different insurance companies and can compare coverage and prices to find the best possible value for your individual circumstances.
We are active members of your community- supporting local schools, sports programs and others.
Choosing the right one can make a BIG difference in price, service and value.
With other agencies, you get one company that sells one brand of insurance.
With an independent insurance agency you get choices!
Why?
Because independent insurance agencies represent a number of different insurance companies and can compare coverage and prices to find the best possible value for your individual circumstances.
We are active members of your community- supporting local schools, sports programs and others.
I was born in the small town of Ashton, Idaho, more years ago than I would like to admit.
I married my high school sweetheart.
He served in the United Stated Air Force until he retired, so we lived in many places, including three years in England.
We raised three boys, all "Air Force Brats."
They have turned out to be great citizens!
I have 5 grandsons and 2 granddaughters.
What they say is true, "if I knew grandchildren were this much fun, I would have had them first."
When you join Ability Insurance Agency, you join our family.
I married my high school sweetheart.
He served in the United Stated Air Force until he retired, so we lived in many places, including three years in England.
We raised three boys, all "Air Force Brats."
They have turned out to be great citizens!
I have 5 grandsons and 2 granddaughters.
What they say is true, "if I knew grandchildren were this much fun, I would have had them first."
When you join Ability Insurance Agency, you join our family.
I was born and raised in Utah and love all the beauty it has to offer.
I have been married to my wife Cindy for over 30 years.
We have four children and two grandsons and one granddaughter, who are our pride and joy.
Family is everything to me.
I love family dinners, vacations and just spending time with the ones I love.
We love the outdoors and enjoy traveling.
I have been in the insurance business for over fourteen years.
Before that, I owned my own business selling ring binders.
I love sales because I get to meet so many interesting people and I love being an independent agent because I can help meet the needs of everyone.
I have been married to my wife Cindy for over 30 years.
We have four children and two grandsons and one granddaughter, who are our pride and joy.
Family is everything to me.
I love family dinners, vacations and just spending time with the ones I love.
We love the outdoors and enjoy traveling.
I have been in the insurance business for over fourteen years.
Before that, I owned my own business selling ring binders.
I love sales because I get to meet so many interesting people and I love being an independent agent because I can help meet the needs of everyone.
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