Hospitality Mutual
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Hospitality Mutual
Hospitality Insurance Group provides liquor liability insurance coverage for restaurant establishments in Massachusetts, Connecticut, New Hampshire, North Carolina, Pennsylvania, Rhode Island and Vermont. When your business serves or sells liquor, it's always best to play it safe. At Hospitality Insurance Group (HIG) we seek to provide the best liquor liability insurance coverage possible to protect establishments in what is known to be a high-risk industry.

We offer commercial property, general liability, liquor liability and excess policies to owners of establishments that serve or sell liquor including bars, taverns, restaurants, social clubs and liquor stores, as well as caterers and other qualified businesses. For Independent Insurance Agents looking to sell insurance to their clientele in the restaurant industry, we offer attractive commissions and the ability to reach a largely untapped market.

For bar and restaurant owners, liquor store owners, social clubs, caterers and other business owners with the potential for liquor liability, we offer affordable, comprehensive coverage, with add-ons for assault and battery and property damage.
Services
Hospitality Insurance Group was founded as the Liquor Liability Joint Underwriting Association of Massachusetts (LLJUA) in 1985.
The Massachusetts Legislature created LLJUA to guarantee the availability of liquor liability insurance to any licensee or any person lawfully engaged in serving alcoholic beverages.
LLJUA succeeded in serving that market, issuing 30,000 policies with total premiums approaching $100,000.
As a private, mutually owned insurance company, Hospitality Mutual has the ability to provide not only liquor liability insurance, but commercial general liability coverage, commercial property insurance and excess liability coverage to businesses in the hospitality industry that are located in Massachusetts.
At the heart of every insurance company is the ability to service existing accounts in an efficient and professional manner.
At Hospitality Insurance Group, we are committed to providing service excellence as we expand our business.
We work directly with our agents and wholesalers to provide the best products for our clients while standing true to our promise to provide quality service to our policyholders.
Our knowledgeable and experienced team makes the process of quoting and binding coverage as efficient and seamless as possible.
Hospitality Insurance Group caters to the insurance needs of businesses in the hospitality industry specializing in providing comprehensive restaurant insurance coverage to establishments that serve or sell liquor.
We are currently writing business in the states of Connecticut, Massachusetts, New Hampshire, North Carolina, Rhode Island, Pennsylvania, and Vermont.
We see the importance of being able to recognize and accommodate the needs of the niche market we serve and the value of building lasting relationships with our Independent Insurance Agents and policyholders.
A well-known and respected insurance professional with Massachusetts, Mr. Welch also brings a wealth of experience to his new position.
In particular, a strong and established track record in directing insurance operations, financial management and strategic planning.
Prior to joining HIG, he was most recently the Vice President of Corporate Planning for The Concord Group of Insurance Companies in Concord, New Hampshire.
He is also the Founder and Principal of REW Insurance Consulting Services as well as having been the President and CEO of the Premier Insurance Company of Massachusetts for 11 years.
How, when and where the bodily injury or damage took place, and the names and addresses of any injured persons and witnesses.
Completed forms should always be submitted to your agent by e-mail or fax as quickly as possible.
Your agent will notify Hospitality Insurance Group.
For more information on reporting a claim, please contact Stephanie Connon at 508-366-1140 or SConnon@hmic.com.
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