Ralph C Mehler Agency
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Ralph C Mehler Agency
Located in Sharpsville, PA since 1925, Mehler Insurance represents three generations of commitment to high professional standards and personal service to the families and businesses of the Penn-Ohio area. Get in touch with us today to learn more about our auto insurance policies. Nothing is more gratifying to us than to welcome a new customer after having insured his or her parents and grandparents.

We are proud to have partnered with many local firms and major insurance companies, to offer you with the best homeowners insurance policies. Call us today. Mehler Insurance will give your commercial property and employees the best protection available. In business since 1925, our experienced team will help you find an insurance policy that will safeguard your business.

We are a full-service independent insurance agency. Count on the experts at Mehler Insurance to help ease some of your stress by finding you the right life insurance policy. We'll make sure that you and your family are covered in the event of an accident or uncertainties in life.
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Mehler Insurance is a full-service independent insurance agency located in Sharpsville, PA.
Founded in 1925, we write all lines of insurance: auto, home, business, life, and health - for both personal and commercial clients in Pennsylvania and Ohio.
Get in touch with us today.
Located in Sharpsville since 1925, the Mehler Insurance represents three generations of commitment to high professional standards and personal service to the families and businesses of the Penn-Ohio area.
While today's technology allows for expanded and prompter services, we still value face-to-face interaction with our customers to assess their particular needs.
Mehler Insurance has been known for years for the preferred and super-preferred rate plans offered by our insurers.
However, even if your driving record is less than perfect, we have insurers who will gladly compete for your business.
For owners of Classic or Antique Autos, we have various options depending on the age and value of the vehicle, whether it has modifications, and how much it is driven.
We write for many of the insurers specializing in Classic Cars; besides low rates, they often offer coverage on your vehicle at a Guaranteed Value.
A homeowner's insurance policy covers your house, the garage and other structures, as well as your personal possessions such as furniture, appliances and clothing, against a wide variety of perils including fire, windstorm, bursting of pipes and theft.
The extent of the perils covered depends on the type of policy, with an "all-risk" policy offering the broadest coverage.
Reimbursement is usually on a replacement cost basis, though a depreciated value settlement is also available.
The policy also covers Additional Living Expenses to reimburse you for extra costs if you would have to live elsewhere while your house is being repaired.
Whether you own a seasonal home, a rental property, or a vacant dwelling, we are able to write the insurance you need.
Coverage for such policies is similar to a homeowners policy, with insurance provided for the building, detached structures, contents (if any), as well as premises liability.
Seasonal properties: For the typical hunting camp, or for structures without a continuous masonry foundation, a limit based on depreciated value or market value is usually appropriate.
In such cases, the covered causes of loss include a basic set of perils-fire, lightning, windstorm, hail, smoke, explosion, riot, vehicle or aircraft damage, and vandalism.
All businesses require General Liability insurance and nearly all require Property insurance.
These coverages are often combined with a Commercial Package Policy.
One variety of package policy is called a Business Owner's Policy.
What is termed General Liability insurance protects you for your legal liability for injury or damage caused by your negligence, and that arises out of your premises, your operations, products you sell or work you have already done.
The premium will vary based on annual sales, payroll, floor area, or some other factor that best measures the level of activity for your business classification.
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