Benjamin Cheung
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Straight talkers and good listeners in English, Chinese, and Espanol. Insurance industry jargon and terminology can be confusing. How can you know you're making good decisions if you don't understand what your insurance agent is saying to you? As a client, you shouldn't need to be an expert in insurance to make good decisions about your coverage. What you need is an expert insurance agent who will speak to you in your language.

We don't want you to buy just any insurance. We want you to buy the right insurance. As an independent broker, we work hard to find the right insurance company to suit your specific needs. We're available 24/7 via fax and e-mail to provide platinum-level service. We are proud to be a reliable source of coverage for minority business owners as well as mainstream clients.

Our history of happy customers and affordable rates speak for themselves.
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Cornerstone's specialty is financing semi-truck tractors and trailers from mid-size to long haul, both new and used.
They are a nationally recognized organization with a headquarters in California.
They can't do the impossible but most likely the improbable!
Give them a try and find out!
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During regular business hours, you can contact us directly and we will help you file a claim.
As the owner a limousine service, you have many different responsibilities when it comes to insurance.
First, you must protect your own financial interests.
Next, you must consider your employees' best interests.
Finally, you need to consider what your customers have at risk.
The first and most obvious coverage that you'll need for your limo service is commercial auto insurance coverage.
This will provide protection for damages to your fleet as well as bodily injury and property damage to your customers and other individuals who could be negatively impacted by your limos or drivers.
Owners and operators of commercial trucks can't get by with a standard commercial auto insurance policy.
In addition to protecting the cargo that they carry, truckers must consider the massive physical damage that can be caused by their trucks, the potential environmental issues an accident could cause, and the expensive cost to repair their large vehicles.
For bodily injury and property damage liability exposure, one should consider an auto liability insurance policy.
This policy will protect truckers by covering many different types of harm that they can unintentionally inflict on others and their property.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
Errors and omissions (E&O) insurance provides coverage for businesses or individuals for when they are held responsible for a service provided, or failure to provide a service, that did not have the expected results.
For doctors, dentists, etc., it is called malpractice insurance.
For professionals like lawyers, accountings or engineers, it may be called professional liability.
Regardless of its name, E&O insurance covers any errors or omissions that either you have made or that the client perceives you have made.
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