Insurance law is constantly changing and evolving. It is not easy to understand current insurance laws which is why a "great" agent is important. We offer policies ranging from Auto, Home, Renters, RV, Boat & Toys to Business, Life, Health and Medicare Supplements. Contact us today so we can address your concerns, evaluate your needs and find the policy that works best for your circumstances.
At Luft Insurance, we let you easily compare insurance quotes online.
At Luft Insurance, we let you easily compare insurance quotes online.
Services
Luft Insurance is a locally owned and family operated independent insurance agency, which was founded by John and Shannen Luft in 2001.
Through the years, we have expanded into a full-service agency representing many quality insurance companies, covering your personal, health and business needs.
Our agents and staff offer integrity, knowledge and experience to help you choose the best coverages available for all of your insurance needs, so give us a call today.
At Luft Insurance, we let you easily compare insurance quotes online.
Through the years, we have expanded into a full-service agency representing many quality insurance companies, covering your personal, health and business needs.
Our agents and staff offer integrity, knowledge and experience to help you choose the best coverages available for all of your insurance needs, so give us a call today.
At Luft Insurance, we let you easily compare insurance quotes online.
According to car insurance laws in the state, drivers are required to show proof of liability insurance when they register their vehicles.
The state minimums for insurance are $50,000 for bodily injury liability per person and 100,000 for any one accident and $10,000 for property damage liability.
The penalties of driving without insurance include fines, jail time, and a 30-day driver's license suspension.
Liability coverage that is required in Michigan will only cover damages to someone else's car or their injuries and won't cover your injuries or car.
The state minimums for insurance are $50,000 for bodily injury liability per person and 100,000 for any one accident and $10,000 for property damage liability.
The penalties of driving without insurance include fines, jail time, and a 30-day driver's license suspension.
Liability coverage that is required in Michigan will only cover damages to someone else's car or their injuries and won't cover your injuries or car.
Your home is undeniably your most precious possession, so protect it with home insurance.
Even though you may no longer make mortgage payments and it's not mandatory to carry home insurance, it would provide you and your home with valuable financial protection.
After many years of making mortgage payments and finally paying off your house, it would be a huge misfortune to lose your most treasured asset because of a tragic occurrence that was beyond your control.
If you live in Michigan, you know the weather can be extreme and it can damage your house.
Even though you may no longer make mortgage payments and it's not mandatory to carry home insurance, it would provide you and your home with valuable financial protection.
After many years of making mortgage payments and finally paying off your house, it would be a huge misfortune to lose your most treasured asset because of a tragic occurrence that was beyond your control.
If you live in Michigan, you know the weather can be extreme and it can damage your house.
Running a business in Michigan takes not only hard work but foresight to mitigate risks, which is why commercial insurance is so important.
We help our clients identify and create a risk profile to understand the coverage options that are most beneficial.
Below are important details associated with commercial insurance.
Property and casualty insurance are important facets of commercial coverage.
Each commercial insurance policy comes with different coverage thresholds and options.
For example, the commercial property covers the building your company operates in.
We help our clients identify and create a risk profile to understand the coverage options that are most beneficial.
Below are important details associated with commercial insurance.
Property and casualty insurance are important facets of commercial coverage.
Each commercial insurance policy comes with different coverage thresholds and options.
For example, the commercial property covers the building your company operates in.
Since this isn't a required coverage, there are many people who go without it.
However, when deciding whether to get coverage, think about hardships your family could have without the financial safety net that life insurance provides.
If you are single and young and don't have any debt or dependents, then you may not need life insurance right away.
Keep in mind that the younger you are, the cheaper it is to get life insurance, so you may still want to get it.
Many people will start to think about life insurance when they buy a home and start a family.
However, when deciding whether to get coverage, think about hardships your family could have without the financial safety net that life insurance provides.
If you are single and young and don't have any debt or dependents, then you may not need life insurance right away.
Keep in mind that the younger you are, the cheaper it is to get life insurance, so you may still want to get it.
Many people will start to think about life insurance when they buy a home and start a family.
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