Myriad Shields Insurance Solutions is an innovative agency that currently is exclusively focused on the Life, Health and Disability segments of the insurance industry. By carrying lines from multiple carriers we are able to offer our customers solutions that best fit their needs. We excel at what we do by providing excellent service to our customers and always doing right by our agents and employees.
An innovative agency exclusively focused on the Life, Health and disability segments of the insurance industry.
An innovative agency exclusively focused on the Life, Health and disability segments of the insurance industry.
Services
A Medicare Advantage (like an HMO or PPO) is another Medicare health plan choice you may have as part of Medicare.
Medicare Advantage Plans, sometimes called "Part C" or "MA Plans, " are offered by private companies approved by Medicare.
If you join a Medicare Advantage Plan, the plan will provide all of your Part A (Hospital Insurance) and Part B (Medical Insurance) coverage.
Medicare Advantage Plans may offer extra coverage, such as vision, hearing, dental, and/or health and wellness programs.
Medicare Advantage Plans, sometimes called "Part C" or "MA Plans, " are offered by private companies approved by Medicare.
If you join a Medicare Advantage Plan, the plan will provide all of your Part A (Hospital Insurance) and Part B (Medical Insurance) coverage.
Medicare Advantage Plans may offer extra coverage, such as vision, hearing, dental, and/or health and wellness programs.
A Medigap policy (also called "Medicare Supplement Insurance") is private health insurance that's designed to supplement Original Medicare.
This means it helps pay some of the health care costs ("gaps") that Original Medicare doesn't cover (like copayments, coinsurance, and deductibles).
If you have Original Medicare and a Medigap policy, Medicare will pay its share of the Medicare-Approved amounts for covered health care costs.
Then your Medigap policy pays its share.
A Medigap policy is different from a Medicare Advantage Plans (like an HMO or PPO) because those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare benefits.
This means it helps pay some of the health care costs ("gaps") that Original Medicare doesn't cover (like copayments, coinsurance, and deductibles).
If you have Original Medicare and a Medigap policy, Medicare will pay its share of the Medicare-Approved amounts for covered health care costs.
Then your Medigap policy pays its share.
A Medigap policy is different from a Medicare Advantage Plans (like an HMO or PPO) because those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare benefits.
Life insurance is a contract between an insurance policy holder and an insurer, where the insurer promises to pay a designated beneficiary a sum of money (the "benefits") upon the death of the insured person.
Depending on the contract, other events such as terminal illness or critical illness may also trigger payment.
The policy holder typically pays a premium, either regularly or as a lump sum.
Other expenses (such as funeral expenses) are also sometimes included in the premium.
The advantage for the policy owner is "peace of mind", in knowing that the death of the insured person will not result in financial hardship for loved ones.
Depending on the contract, other events such as terminal illness or critical illness may also trigger payment.
The policy holder typically pays a premium, either regularly or as a lump sum.
Other expenses (such as funeral expenses) are also sometimes included in the premium.
The advantage for the policy owner is "peace of mind", in knowing that the death of the insured person will not result in financial hardship for loved ones.
Long-term care is a range of services and supports you may need to meet your health or personal needs over a long period of time.
Other common long-term care services and supports are assistance to complete what is called Instrumental Activities of Daily Living.
Long-term care services include personal care services like bathing, doing household chores, and other activities, to help you stay independent in your community.
Long-term care also includes community services, such as meals, adult day care, and transportation services.
Other common long-term care services and supports are assistance to complete what is called Instrumental Activities of Daily Living.
Long-term care services include personal care services like bathing, doing household chores, and other activities, to help you stay independent in your community.
Long-term care also includes community services, such as meals, adult day care, and transportation services.
Insurance against loss by illness or bodily injury.
Health insurance provides coverage for medicine, visits to the doctor or emergency room, hospital stays and other medical expenses.
Policies differ in what they cover, the size of the deductible and/or co-payment, limits of coverage and the options for treatment available to the policyholder.
Health insurance can be directly purchased by an individual, or it may be provided through an employer.
In Major Medical Insurance, the insured is responsible for paying a deductible before insurance pays benefits.
Health insurance provides coverage for medicine, visits to the doctor or emergency room, hospital stays and other medical expenses.
Policies differ in what they cover, the size of the deductible and/or co-payment, limits of coverage and the options for treatment available to the policyholder.
Health insurance can be directly purchased by an individual, or it may be provided through an employer.
In Major Medical Insurance, the insured is responsible for paying a deductible before insurance pays benefits.
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