We represent many major insurance companies. Our trained and licensed staff can fit the customer to the company that best fulfills that customer's needs. As an Independent Insurance Agency, we have the ability to fit our clients with our wide range of insurance carriers. We are a team of insurance professionals who offer financial security through insurance services with the highest degree of integrity.
Visit our about us page to learn more about why RHSR is a different kind of insurance agency. Every company our agency represents has at least an "A" rating according to AM Best Financial Strength ratings. You can trust our carriers to handle any claim responsibly. You can't have a combination homeowners/auto insurance policy, but you can carry both types of policies with the same company.
Most of our carriers give big multi-policy discounts that can save you up to about 15% on each policy. If your auto insurance costs $800 annually and your homeowners coverage costs $1,000, that's $1,800 total in premiums paid.
Visit our about us page to learn more about why RHSR is a different kind of insurance agency. Every company our agency represents has at least an "A" rating according to AM Best Financial Strength ratings. You can trust our carriers to handle any claim responsibly. You can't have a combination homeowners/auto insurance policy, but you can carry both types of policies with the same company.
Most of our carriers give big multi-policy discounts that can save you up to about 15% on each policy. If your auto insurance costs $800 annually and your homeowners coverage costs $1,000, that's $1,800 total in premiums paid.
Services
We are an independent insurance agency with a history going back to 1898.
Our agency represents over twenty major companies so we can get the best possible pricing and coverage for our customers.
Service to our clients is our main mission.
Our goal is to fit the right insurance coverage for our customer's needs at the most competitive pricing.
Trusted Choice agencies are insurance and financial services firms whose access to multiple companies and commitment to quality service enable us to offer our clients competitive pricing, a broad choice of products and unparalleled advocacy.
Our agency represents over twenty major companies so we can get the best possible pricing and coverage for our customers.
Service to our clients is our main mission.
Our goal is to fit the right insurance coverage for our customer's needs at the most competitive pricing.
Trusted Choice agencies are insurance and financial services firms whose access to multiple companies and commitment to quality service enable us to offer our clients competitive pricing, a broad choice of products and unparalleled advocacy.
Rowden, Hendrickson, Shipley, & Rymer is commited to providing the lowest possible auto insurance rates.
As an Independent Agent we have the ability to compare rates with many of our carriers to find the best value and coverage for our clients.
The value of auto insurance cannot be stressed enough.
If you are an uninsured driver involved in an accident, you may face thousands - possibly millions - of dollars in expenses, depending on the severity of the situation.
If you have a Lienholder on your vehicle, they will want to be listed as a loss payee on the vehicle and usually require a $500 deductable for Comprehensive and Collision coverage.
As an Independent Agent we have the ability to compare rates with many of our carriers to find the best value and coverage for our clients.
The value of auto insurance cannot be stressed enough.
If you are an uninsured driver involved in an accident, you may face thousands - possibly millions - of dollars in expenses, depending on the severity of the situation.
If you have a Lienholder on your vehicle, they will want to be listed as a loss payee on the vehicle and usually require a $500 deductable for Comprehensive and Collision coverage.
Homeowners insurance pays to repair or replace your house and personal property if they're damaged or destroyed by an event or occurrence covered by your policy.
These events or occurrences are called "covered losses."
Personal property pays if the items in your house (such as furniture, clothing, and appliances) are damaged, stolen, or destroyed.
Other structures pays to repair or rebuild structures not attached to your house, such as detached garages, storage sheds, and fences.
Loss of use pays your additional living expenses (housing, food, and other essential expenses) if you must temporarily move because of damage to your house from a covered loss.
These events or occurrences are called "covered losses."
Personal property pays if the items in your house (such as furniture, clothing, and appliances) are damaged, stolen, or destroyed.
Other structures pays to repair or rebuild structures not attached to your house, such as detached garages, storage sheds, and fences.
Loss of use pays your additional living expenses (housing, food, and other essential expenses) if you must temporarily move because of damage to your house from a covered loss.
Renters insurance policies typically include three types of coverages: personal property coverage, loss of use, and personal liability.
Personal property coverage pays to repair or replace your personal property, up to your policy's dollar limit.
In addition to a total dollar limit, policies may limit payments for certain kinds of property.
Common limits are $100 for cash, $2,500 for personal property used for business, $500 for valuable papers, and $500 for jewelry, watches, and furs.
Renters insurance also covers your luggage and other personal items when you travel.
Personal property coverage pays to repair or replace your personal property, up to your policy's dollar limit.
In addition to a total dollar limit, policies may limit payments for certain kinds of property.
Common limits are $100 for cash, $2,500 for personal property used for business, $500 for valuable papers, and $500 for jewelry, watches, and furs.
Renters insurance also covers your luggage and other personal items when you travel.
In Texas, there is no difference between acquiring standard auto insurance and getting motorcycle insurance.
Most companies who are licensed to provide auto insurance in Texas also offer motorcycle insurance to the state's residents.
In both cases, policy premiums are determined by factors such as age, driver's experience, previous driving record, and location.
Our agency can provie insurance for your Motorcycle, ATV, Golf Cart, Boat, Jet Ski, Travel Trailer, and RV.
We are here to meet your insurance needs!
Most companies who are licensed to provide auto insurance in Texas also offer motorcycle insurance to the state's residents.
In both cases, policy premiums are determined by factors such as age, driver's experience, previous driving record, and location.
Our agency can provie insurance for your Motorcycle, ATV, Golf Cart, Boat, Jet Ski, Travel Trailer, and RV.
We are here to meet your insurance needs!
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