Tervo Agency
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Tervo is here for you each step of the way, providing simplified personal and business insurance plans designed just for you. Let's design a comprehensive, custom protection program to ensure the security of your business and keep it covered from top to bottom. We've been in business since 1864 and we're passionate about making sure you're covered properly.

I have been with the Tervo Agency for 10 years and they have always been very helpful with all of our needs, whether it has been for our vehicles, our home or our snowmobiles. Bob and his team make it very easy.
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We've been in business since 1864 and we're passionate about making sure you're covered properly.
Located in Michigan's Keweenaw Peninsula, Tervo is a local insurance agency that offers complete lines of personal and business insurance.
We provide coverage to people and businesses throughout Michigan, Minnesota, and Wisconsin.
As an independent agency, we have unique access to a wide-range of insurance companies which allows us to find the best policies based on your individual needs.
We take a hands-on and detailed approach to serving customers by thoroughly assessing needs through one-on-one consultations.
At Tervo, our personal insurance lines provide our customers with protection for their homes, vehicles and toys, in addition to life insurance, disability, and more.
Our job is to assess your coverage and liability needs, customize a plan to fit your requirements, and walk you through your coverage details.
Homeowners insurance covers the cost of repairing or rebuilding your home if it's damaged by a storm, fire, lightning, etc.
It also covers the loss or damage of the contents inside your home.
We're dedicated to protecting your business so you can focus on your day-to-day operations.
After working with businesses in the Keweenaw for over 150 years, we know that every organization is different.
By reviewing your needs, we can design a comprehensive, custom protection program to ensure the security of your business and keep it covered from top to bottom.
Following are the various types of commercial business insurance that we provide.
Commercial Package: Similar to Business Owner's Policy, several different types of coverage are bundled into one policy.
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