At Kern Insurance Services, LLC we specialize in helping our clients protect their assets and retirement portfolio by concentrating on your specific needs. Because Medicare does not pay. Many of our clients would prefer to focus on receiving care in their home if they become disabled. Medicare does not cover any sort of care for long periods of time if you are not.
Medicare Supplements (sometimes called Medigap) are designed to fill in the gaps of Medicare. Because Medicare does not have an Out of Pocket Maximum for the. Sometimes called Medicare Part C is a Managed care plan like that has contracted with the Federal Government to offer an alternative to the Original Medicare Program. Medicare Prescription Drug Plans began offering coverage in January of 2006.
Since then we have contracted with most plans available in Missouri to offer our clients the specific plans to cover their specific prescriptions. We are contracted with plans to help Individuals and Families under 65 protect their finances from catastrophic loss from Health Care expenses.
Medicare Supplements (sometimes called Medigap) are designed to fill in the gaps of Medicare. Because Medicare does not have an Out of Pocket Maximum for the. Sometimes called Medicare Part C is a Managed care plan like that has contracted with the Federal Government to offer an alternative to the Original Medicare Program. Medicare Prescription Drug Plans began offering coverage in January of 2006.
Since then we have contracted with most plans available in Missouri to offer our clients the specific plans to cover their specific prescriptions. We are contracted with plans to help Individuals and Families under 65 protect their finances from catastrophic loss from Health Care expenses.
Services
The experience of our agency adds up to more than Thirty-Five Years.
Our goal is to find you the products that will most benefit you.
We would be glad to contact you concerning your insurance needs or questions.
Feel free to contact us in the "information request" section or call us at 1-800-633-2595.
We hope you find this website to be beneficial and we welcome your comments.
We are networked with other quality insurance agencies to provide you with the best services available.
Kern Insurance Services, LLC has been established upon character and integrity, servicing our aging society by providing the highest quality of insurance to fit their individual needs.
Our goal is to find you the products that will most benefit you.
We would be glad to contact you concerning your insurance needs or questions.
Feel free to contact us in the "information request" section or call us at 1-800-633-2595.
We hope you find this website to be beneficial and we welcome your comments.
We are networked with other quality insurance agencies to provide you with the best services available.
Kern Insurance Services, LLC has been established upon character and integrity, servicing our aging society by providing the highest quality of insurance to fit their individual needs.
At Kern Insurance Services, LLC we specialize in helping our clients protect their assets and retirement portfolio by concentrating on your specific needs.
Because Medicare does not pay for Long-term care, we have seen the devastation that having to pay out of pocket for care for long periods of time in a nursing home, assisted living or even at home can have on our client's finances.
As Medicine advances, it becomes more and more likely that we will live a long life, yet at some point we may need assistance with a physical limitation, or a cognitive one.
Because Medicare does not pay for Long-term care, we have seen the devastation that having to pay out of pocket for care for long periods of time in a nursing home, assisted living or even at home can have on our client's finances.
As Medicine advances, it becomes more and more likely that we will live a long life, yet at some point we may need assistance with a physical limitation, or a cognitive one.
Many of our clients would prefer to focus on receiving care in their home if they become disabled.
Medicare does not cover any sort of care for long periods of time if you are not expected to improve.
Conditions that leave you needing care for the rest of your life, like cognitive problem, or a stroke.etc.
Medicaid does not cover Home Health Care either.
Therefore, this is one GAP that is not covered by a Medicare Supplement either.
We have specific products that focus on Home Health Care.
Medicare does not cover any sort of care for long periods of time if you are not expected to improve.
Conditions that leave you needing care for the rest of your life, like cognitive problem, or a stroke.etc.
Medicaid does not cover Home Health Care either.
Therefore, this is one GAP that is not covered by a Medicare Supplement either.
We have specific products that focus on Home Health Care.
Medicare Supplements- Medicare Supplements (sometimes called Medigap) are designed to fill in the gaps of Medicare.
Because Medicare does not have an Out of Pocket Maximum for the deductibles and coinsurance associated with Medicare, Medicare Supplements relieve a massive amount of risk for the Medicare beneficiary.
We make sure you have the right supplement, and then we make sure your supplement pays those deductibles and coinsurance when they are supposed to.
Because Medicare does not have an Out of Pocket Maximum for the deductibles and coinsurance associated with Medicare, Medicare Supplements relieve a massive amount of risk for the Medicare beneficiary.
We make sure you have the right supplement, and then we make sure your supplement pays those deductibles and coinsurance when they are supposed to.
Sometimes called Medicare Part C is a Managed care plan like that has contracted with the Federal Government to offer an alternative to the Original Medicare Program.
This sort of plan usually involves a small premium with a defined Out of Pocket Maximum.
These plans, like HMOs or PPOs have a network of doctors that are specific to each plan.
This sort of plan usually involves a small premium with a defined Out of Pocket Maximum.
These plans, like HMOs or PPOs have a network of doctors that are specific to each plan.
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