We are a family/veteran owned and operated independent agency with the customer in mind. We have relationships with many insurance companies, allowing you to get the right price with the right service. Whether you have the ideal history preferred companies desire, or a not so perfect history, we find the right coverage with the best company at the best price for you.
Make the latest changes to your policy directly from our website *twenty-four hours a day, seven days a week. Use any of our convenient forms located above (under our customer service tab) for policy servicing directly from your home or office. As an independent insurance agent, we can offer the right coverage with the personal touch you would expect from your neighborhood insurance agent.
Make the latest changes to your policy directly from our website *twenty-four hours a day, seven days a week. Use any of our convenient forms located above (under our customer service tab) for policy servicing directly from your home or office. As an independent insurance agent, we can offer the right coverage with the personal touch you would expect from your neighborhood insurance agent.
Services
Coggins Insurance Agency, located in Pensacola, Florida, is a veteran-owned and veteran-operated family business and we are proud to serve the community that serves us.
We've provided a wide range of business, commercial and personal insurance to our neighbors since 1993.
In today's fast-paced world, you don't always have the time or resources to find the best coverage and rates for your automobile, boat, business, home, life, motorcycle, etc.
With over 25 years of experience, we deliver these services with efficiency and pride, utilizing a variety of resources to find the best fit for you.
We've provided a wide range of business, commercial and personal insurance to our neighbors since 1993.
In today's fast-paced world, you don't always have the time or resources to find the best coverage and rates for your automobile, boat, business, home, life, motorcycle, etc.
With over 25 years of experience, we deliver these services with efficiency and pride, utilizing a variety of resources to find the best fit for you.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.
What is Homeowners insurance?
Homeowners insurance provides financial protection against disasters.
A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy.
This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
What is Homeowners insurance?
Homeowners insurance provides financial protection against disasters.
A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy.
This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.
Term insurance is designed to meet temporary needs.
It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term.
This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time.
For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.
Term insurance is designed to meet temporary needs.
It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term.
This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time.
For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.
What is auto insurance?
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
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