Linsco/Private Ledger
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Linsco/Private Ledger
The Benefits Broker Team of agents has over 100 years of service in employee benefits and individual healthcare needs. Benefits Broker is your 24/7 resource for a variety of essential benefits-related information. Some of our clients enjoy the ability to visit in person or connect by phone. Others prefer the convenience of our online service. Among other online features, you can review the status of your claims, obtain summaries and download forms, including claim forms.

We do our homework so you don't have to. When we create your business profile, the information we gather provides the foundation to develop quotes, research new products, and monitor industry trends. Benefits Broker, Inc. has vast resources to simplify the business of insurance coverage for you and your employees. We represent a number of insurance carriers, enabling us to offer a wide range of plans.

Our services include designing, administering and servicing benefit plans. We continuously review information regarding new and different insurance carriers and types of coverage that can satisfy your needs.
Services
Steve and Dave are always there to help.
They answer our questions quickly and we get an explanation in language we can understand.
We are very happy with their work and their service is outstanding.
When we first talked with Benefits Broker, they made a lot of promises and we must say, they have lived up to each and every one of them.
They know the insurance market and know how to effectively balance product and cost.
They are great people and we rely on them every day.
Benefits Broker, Inc. has vast resources to simplify the business of insurance coverage for you and your employees.
We represent a number of insurance carriers, enabling us to offer a wide range of plans.
Our services include designing, administering and servicing benefit plans.
We continuously review information regarding new and different insurance carriers and types of coverage that can satisfy your needs.
Pay a portion of the premium (of the lowest cost option) for each employee enrolling that may be based off a flat rate or a percentage of premium.
With a PPO plan, employees are encouraged to use a network of preferred doctors and hospitals.
These providers are contracted to provide service to plan members at a negotiated or discounted rate.
Employees aren't required to designate a primary care physician but will have the choice to see any doctors or specialists within the plan's network.
Employees have an annual deductible they'll be required to meet before the insurance company begins covering their medical bills.
They may also have a copayment for certain services or a co-insurance where they're responsible for a percentage of the total charges of their medical expenses.
An excellent choice for those who require lifetime protection, this coverage may offer cash values and includes guaranteed level premiums and death benefits.
The most cost-effective choice, rates and coverage are guaranteed and renewed depending on the term (10 years, 20 years).
Our experts can designate options that allow for conversion to Whole Life or Universal Life.
Choosing the right business or commercial insurance plan for your business can be very confusing, because of that, Benefits Broker has developed many different options and programs to meet the needs of your commercial insurance clients.
We can design a specialized package according to your property, liability, and casualty needs.
A CPP is a much more flexible policy that allows for more coverage to be added and packaged according to your business' needs.
A CPP is perfect for a larger company in need of more protection than a business owner's policy can offer.
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