Pledger Insurance Agency is an independent insurance agency that delivers information and services. We are not owned by any insurance company, therefore, we provide objective information to Seniors in an effort to assist them in making informed decisions regarding their Medicare health insurance options. Keith analyzes all major carriers, researching plan options that will best suit the specific coverage needs of his clients.
Keith is focused on assisting with Medicare Health Plan coverage as an independent agent advisor guiding seniors toward their health care goals while minimizing risk/loss exposure through intelligent health plan selection.
Keith is focused on assisting with Medicare Health Plan coverage as an independent agent advisor guiding seniors toward their health care goals while minimizing risk/loss exposure through intelligent health plan selection.
Services
I am so grateful to have been referred to Keith Pledger.
My husband and I recently entered that magical age of applying for Medicare with all it's complex options.
Keith went above and beyond to help sort out the plans that were specifically best for each of us.
Keith is amazing!
He's a great communicator and extremely detail oriented.
He took the time to explain all the various aspects, and was patient to review things not only once, but a second and third time until I was able to catch on to the Medicare system; he was reassuring and never made me feel slow or inadequate.
My husband and I recently entered that magical age of applying for Medicare with all it's complex options.
Keith went above and beyond to help sort out the plans that were specifically best for each of us.
Keith is amazing!
He's a great communicator and extremely detail oriented.
He took the time to explain all the various aspects, and was patient to review things not only once, but a second and third time until I was able to catch on to the Medicare system; he was reassuring and never made me feel slow or inadequate.
Medicare isn't part of the Health Insurance Marketplace, so if you have Medicare coverage now you don't need to do anything.
If you have Medicare, you're considered covered.
The Marketplace won't affect your Medicare choices or benefits.
No matter how you get Medicare, whether through Original Medicare or a Medicare Advantage Plan (like an HMO or PPO), you won't have to make any changes.
IMPORTANT: The Marketplace doesn't offer Medicare supplement (Medigap) insurance or Part D drug plans.
If you have Medicare Part A (Hospital Insurance), you're considered covered under the health care law and don't need a Marketplace plan.
If you have Medicare, you're considered covered.
The Marketplace won't affect your Medicare choices or benefits.
No matter how you get Medicare, whether through Original Medicare or a Medicare Advantage Plan (like an HMO or PPO), you won't have to make any changes.
IMPORTANT: The Marketplace doesn't offer Medicare supplement (Medigap) insurance or Part D drug plans.
If you have Medicare Part A (Hospital Insurance), you're considered covered under the health care law and don't need a Marketplace plan.
If you are planning to retire within the next year, it's time to start thinking about Medicare and your coverage options.
Understanding how Medicare works and transitioning to new medical coverage can seem confusing and overwhelming.
We are here to make it easier.
Medicare is a federal health insurance program that serves people ages 65 and older or people with qualifying disabilities.
Younger than 65 with a qualifying disability (a medical or physical condition lasting, or expected to last, more than 12 months and that prevents you from working).
Understanding how Medicare works and transitioning to new medical coverage can seem confusing and overwhelming.
We are here to make it easier.
Medicare is a federal health insurance program that serves people ages 65 and older or people with qualifying disabilities.
Younger than 65 with a qualifying disability (a medical or physical condition lasting, or expected to last, more than 12 months and that prevents you from working).
If you're about to turn 65 and confused about your Medicare options, you're not alone.
Rest assured that Pledger Insurance Agency has solutions - our goal is to help you understand your options so you can make the decisions that are right for you.
Your first step is to choose your coverage options.
There are two ways to access Medicare: through original Medicare or a Medicare Advantage plan.
Everyone can have Part A, regardless of whether you're still employed.
To enroll, you need to sign up during the 7-month time period that begins three months before you turn 65, includes the month you turn 65, and continues for three months afterward.
Rest assured that Pledger Insurance Agency has solutions - our goal is to help you understand your options so you can make the decisions that are right for you.
Your first step is to choose your coverage options.
There are two ways to access Medicare: through original Medicare or a Medicare Advantage plan.
Everyone can have Part A, regardless of whether you're still employed.
To enroll, you need to sign up during the 7-month time period that begins three months before you turn 65, includes the month you turn 65, and continues for three months afterward.
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