And through the years, while their loyalty remains, our clients' insurance plans change. Their needs change, their criteria change, and their rates change. Every ebb and flow of life can redirect one's insurance requirements. That's why, when necessary, we've thoughtfully advised our clients to move to different plans and even different companies who can serve their needs best.
We prioritize our clients' needs - no matter where life might take them. We bring incredible value to your insurance decision-making process. And we will appropriately educate you to understand the most fitting plan for you and your needs. Let us assist you - whether consumer or employer. Federal laws change, state laws change, and insurance company plans change.
That's why you need a knowledgeable resource to advise your insurance decisions. There is more information on these complicated topics than any individual might try to consume or understand. So, how are you expected to make an informed decision on your healthcare needs and solutions?
We prioritize our clients' needs - no matter where life might take them. We bring incredible value to your insurance decision-making process. And we will appropriately educate you to understand the most fitting plan for you and your needs. Let us assist you - whether consumer or employer. Federal laws change, state laws change, and insurance company plans change.
That's why you need a knowledgeable resource to advise your insurance decisions. There is more information on these complicated topics than any individual might try to consume or understand. So, how are you expected to make an informed decision on your healthcare needs and solutions?
Services
We, at Bernardini & Donovan Insurance Services, want to assure our clients that our job is to simplify your healthcare and medical insurance needs.
Whether you are an Employer looking to offer healthcare benefits to your employees or are in need of providing healthcare coverage to your family or family members, we are here to assist you.
Now, more than ever before, the issue of healthcare has been thrust into our everyday lives.
For a lot of people, the more you hear about the issue of healthcare, the more complicated it appears to be.
Whether you are an Employer looking to offer healthcare benefits to your employees or are in need of providing healthcare coverage to your family or family members, we are here to assist you.
Now, more than ever before, the issue of healthcare has been thrust into our everyday lives.
For a lot of people, the more you hear about the issue of healthcare, the more complicated it appears to be.
According to health insurance laws, small group health insurance must be made available to be sold to any small business that qualifies for group insurance.
The group must be able to prove that they are a viable business by providing some basic business documentation.
All insurers generally have the same requirements, but occasionally they will relax the qualifying guidelines in an effort to acquire new business.
Once a group is deemed qualified, they have hundreds of health insurance plan options from which to choose.
The group must be able to prove that they are a viable business by providing some basic business documentation.
All insurers generally have the same requirements, but occasionally they will relax the qualifying guidelines in an effort to acquire new business.
Once a group is deemed qualified, they have hundreds of health insurance plan options from which to choose.
Health plans vary tremendously, but the basic comparison factors are relatively simple - you should analyze benefits, price, and providers of any plan.
This is an important area you should investigate.
Traditional insurance plans allow you to choose your own doctor but managed care plans include preferred provider organizations (PPOs), health maintenance organizations (HMOs), and point of service (POS) plans.
These plans often restrict your choices of medical services providers to an approved list.
This is an important area you should investigate.
Traditional insurance plans allow you to choose your own doctor but managed care plans include preferred provider organizations (PPOs), health maintenance organizations (HMOs), and point of service (POS) plans.
These plans often restrict your choices of medical services providers to an approved list.
Dental insurance helps protect you from unexpected dental expenses and makes it easier to afford to keep up the regular checkups, cleanings, and other preventive treatments you need to keep your mouth healthy.
Like medical insurance, dental insurance provides benefits for a specific rate or premium.
Different plan designs offer various levels of coverage and different choices in which dentists you can visit.
These participating dentists agree to perform services for patients at pre-determined rates and usually will submit claims for you.
Like medical insurance, dental insurance provides benefits for a specific rate or premium.
Different plan designs offer various levels of coverage and different choices in which dentists you can visit.
These participating dentists agree to perform services for patients at pre-determined rates and usually will submit claims for you.
The cost of routine eye exams and prescription eyewear can be of real concern, especially for large families.
In many cases, vision insurance can lower these annual expenses.
A vision insurance policy is not the same as health insurance.
Regular health insurance plans protect you against financial losses due to unexpected eye injuries or disease.
Vision insurance, on the other hand, is a wellness benefit designed to provide routine eye care, prescription eyewear, and other vision-related services at a reduced cost.
In many cases, vision insurance can lower these annual expenses.
A vision insurance policy is not the same as health insurance.
Regular health insurance plans protect you against financial losses due to unexpected eye injuries or disease.
Vision insurance, on the other hand, is a wellness benefit designed to provide routine eye care, prescription eyewear, and other vision-related services at a reduced cost.
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