Because life is not always as certain as your responsibilities, we offer you 40 years of professional experience for your insurance needs. We maintain a consistently high placement ratio. We also complete the application for you! Receive professional assistance in making an informed buying decision free of charge. More companies equals the best opportunity to obtain the lowest quote for your term life insurance!
All policies have four components. The insuring company. The policy owner. The insured individual. The beneficiary. The company, by contract, pays a death benefit to the policy's beneficiary upon the death of the insured if the policy is in-force at time of death. Coverage can be obtained for 1, 5, 10, 15, 20, 25 or 30 years. Most important it is a unilateral contract.
Unilateral contracts allow only one person to make a promise or agreement. An insurance contract is a unilateral contract because only the insurer has made a promise of future performance and only the insurer can be charged with breach of contract.
All policies have four components. The insuring company. The policy owner. The insured individual. The beneficiary. The company, by contract, pays a death benefit to the policy's beneficiary upon the death of the insured if the policy is in-force at time of death. Coverage can be obtained for 1, 5, 10, 15, 20, 25 or 30 years. Most important it is a unilateral contract.
Unilateral contracts allow only one person to make a promise or agreement. An insurance contract is a unilateral contract because only the insurer has made a promise of future performance and only the insurer can be charged with breach of contract.
Services
At Term Life America Insurance, we've made it easy for you to purchase the high quality life insurance coverage you need at the lowest possible cost.
Why should I choose Term Life America?
We started our life insurance and estate planning business in 1976.
We offer to shared our knowledge to obtain your goals and objectives.
We provide our clients with the best life insurance choices available, and at generally the lowest premiums that A-rated or better companies have to offer.
We offer both term and permanent life insurance products and work with impaired risk underwriters.
Why should I choose Term Life America?
We started our life insurance and estate planning business in 1976.
We offer to shared our knowledge to obtain your goals and objectives.
We provide our clients with the best life insurance choices available, and at generally the lowest premiums that A-rated or better companies have to offer.
We offer both term and permanent life insurance products and work with impaired risk underwriters.
I felt that the support and personnel dealing with my insurance needs were very professional and thorough.
Thanks for your help and if anyone asks me about term life insurance, I'll be happy to recommend your firm.
I found your on line information to be very valuable in choosing your company.
The continuous correspondence and promptness to acquire accurate information was excellent!
Your agent facilitated the process with me in a very caring way, and ultimately you were able to offer me a product I was able to afford and to purchase.
Thanks for your help and if anyone asks me about term life insurance, I'll be happy to recommend your firm.
I found your on line information to be very valuable in choosing your company.
The continuous correspondence and promptness to acquire accurate information was excellent!
Your agent facilitated the process with me in a very caring way, and ultimately you were able to offer me a product I was able to afford and to purchase.
Term Life Insurance Contractual Provisions form the policy contract as well as describing options to receive policy settlement.
How much coverage will be needed now and in the future?
Which type, term life insurance or permanent life insurance best fits your needs and budget?
How long do you want to lock in guaranteed premiums?
How much coverage will be needed now and in the future?
Which type, term life insurance or permanent life insurance best fits your needs and budget?
How long do you want to lock in guaranteed premiums?
Term Life America Insurance is proud to offer Banner Life Insurance.
Solid resources backed by a combination of innovative products and service beyond expectations.
Life is better at Banner!
No matter how careful you are, or how much you think ahead, life is often unpredictable.
That's what life insurance is for, planning for what you can't predict.
What you can count on is the performance and strength of your insurance company.
We make it our business to prepare for the unexpected so that you can get the most out of life.
Solid resources backed by a combination of innovative products and service beyond expectations.
Life is better at Banner!
No matter how careful you are, or how much you think ahead, life is often unpredictable.
That's what life insurance is for, planning for what you can't predict.
What you can count on is the performance and strength of your insurance company.
We make it our business to prepare for the unexpected so that you can get the most out of life.
Term Life America Insurance is proud to offer First Colony Life now Genworth Life & Annuity.
Solid resources backed by a combination of innovative products and service beyond expectations.
Genworth Life & Annuity offers competitive traditional term life insurance, term life insurance with return of premium options, universal life insurance, and survivorship universal life insurance.
Genworth Life & Annuity is rated A+ (Superior), the second highest of 16 ratings, by the A.M. Best Company.
This rating represents A.M. Best's opinion of the insurer's financial strength and ability to meet ongoing obligations to policyholders, and is not an implied warranty of the company's ability to meet its financial obligations.
Solid resources backed by a combination of innovative products and service beyond expectations.
Genworth Life & Annuity offers competitive traditional term life insurance, term life insurance with return of premium options, universal life insurance, and survivorship universal life insurance.
Genworth Life & Annuity is rated A+ (Superior), the second highest of 16 ratings, by the A.M. Best Company.
This rating represents A.M. Best's opinion of the insurer's financial strength and ability to meet ongoing obligations to policyholders, and is not an implied warranty of the company's ability to meet its financial obligations.
Reviews
Be the first to review Term Life Insurance.
Write a Review
