In general, the phrase "long-term care" refers to a broad range of services you may need for an extended period of time because of a chronic illness or disability. Long-term care includes medical services, such as nursing care or therapies. It also includes supportive services, such as bathing, dressing, getting in and out of bed, taking medicines, or preparing meals.
Long-term care can be provided in a variety of settings, including nursing homes, your home, an adult day care center, or a group living arrangement with supportive services. Long-term care insurance is an effective way to help protect your assets and savings against the rising costs of care. Another major advantage of this valuable protection is not having to rely on family and friends for all your care needs.
There's a big difference between health insurance and long-term care insurance! Health insurance (including Medicare) generally only pays the cost of treating illness or injuries, including doctor visits, hospitalization, and lab tests.
Long-term care can be provided in a variety of settings, including nursing homes, your home, an adult day care center, or a group living arrangement with supportive services. Long-term care insurance is an effective way to help protect your assets and savings against the rising costs of care. Another major advantage of this valuable protection is not having to rely on family and friends for all your care needs.
There's a big difference between health insurance and long-term care insurance! Health insurance (including Medicare) generally only pays the cost of treating illness or injuries, including doctor visits, hospitalization, and lab tests.
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