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Ever mowed a lawn in January? Or plowed a snowy driveway on a hot July day? If you own and operate a seasonal business, chances are you aren't working in the off-season, so the insurance you carry should be different than what you carry in-season. Leading commercial auto insurers like Progressive offer seasonal insurance for businesses like landscapers, snowplow drivers, ice cream truck owners, and more.

These coverages allow you to customize your commercial auto insurance based on when your business is running on all cylinders - and when it's not. If your vehicle will be parked during the off-season, you may think you should cancel that vehicle's insurance during that time. But if you'd like to protect your vehicle and still save a little money, just switch your insurance to a Comprehensive-only policy.

This will give you basic protection against incidents like vandalism, theft, falling tree branches and hail. A Comprehensive-only policy also gives you the bonus of having continuous insurance coverage.
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