Advanced Brokers Insurance Services
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Advanced Brokers Insurance Services is a leading Independent Insurance Agency founded 2010 in beautiful Solana Beach, California. We offer all lines of Insurance including Auto, Home, Life, Disability and Business insurance. Unlike most Insurance Agents that represent a certain company, Brokers are insurance professionals that represent the CLIENT.

By comparing rates and coverage with SEVERAL top rated insurance carriers, we find YOU the best possible price. That's right, we Represent YOU! Did you know Brokers are held to higher requirements than Agents? Brokers are not only Licensed and Insured, but must also be Bonded to transact business in California. So you could say Brokers are like "Super Agents", and you can be confident that we have YOUR best interest in mind.

The best part of all - it doesn't cost you a penny! That's right! We Never Charge Brokers Fees on personal lines insurance. Every Insurance advertisement you see nowadays claims they can SAVE you MONEY on your Insurance.
Services
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.
What is Homeowners insurance?
Homeowners insurance provides financial protection against disasters.
A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy.
This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.
Term insurance is designed to meet temporary needs.
It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term.
This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time.
For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.
These guys have done a great job with helping our family get the right insurance.
We were in need of some life insurance and wanted to get multiple quotes, they were able to take care of our situation in no time.
We also needed home owners insurance, again Advance Brokers Insurance Services pulled through.
One of the best and friendliest companies I have dealt with!
I love Drew and Nicole!
They are both so responsive and have always been able to shop policies and find me a great deal.
They have my auto and homeowners policies as well as some of my business policies.
What is auto insurance?
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
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