Outcalt/Kerns Insurance has been proudly serving the Greater Columbus area with the same devotion and integrity it opened with over forty years ago. Sound principles and ethical morals are what characterize and separate this agency from the multitude of others, and as an Independent Insurance Agency, we can offer a broad spectrum of companies and coverage for our customers.
With a family style approach, we provide the immediate personal attention you, the customer, deserves rather than routing you through different departments and voicemails. It is our obligation to provide you the best possible protection while remembering your financial security and keeping your best interests in mind. Furthermore, it is our mission to understand and expedite your needs for protection so that you and yours can feel safe and secure when and wherever risks may occur.
Planning for financial security, whether business or personal, is a complex process. We can help you solve the financial planning puzzle with innovative products and ideas that clearly meet your objectives.
With a family style approach, we provide the immediate personal attention you, the customer, deserves rather than routing you through different departments and voicemails. It is our obligation to provide you the best possible protection while remembering your financial security and keeping your best interests in mind. Furthermore, it is our mission to understand and expedite your needs for protection so that you and yours can feel safe and secure when and wherever risks may occur.
Planning for financial security, whether business or personal, is a complex process. We can help you solve the financial planning puzzle with innovative products and ideas that clearly meet your objectives.
Services
Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury.
Property Damage coverage for the physical damage to property of others or the loss of use of that property.
Products-Completed Operations provides liability protection (damages and legal expenses up to your policyaEs limit) if an injury ever resulted from something your company made or service your company provided.
Products Liability is a more specialized product liability insurance that protects your company against lawsuits from product-related injury or accidents.
Property Damage coverage for the physical damage to property of others or the loss of use of that property.
Products-Completed Operations provides liability protection (damages and legal expenses up to your policyaEs limit) if an injury ever resulted from something your company made or service your company provided.
Products Liability is a more specialized product liability insurance that protects your company against lawsuits from product-related injury or accidents.
These plans generally assume that the medical professional will be paid a fee for each service provided to the patient.
Patients are seen by a doctor of their choice and the claim is filed by either the medical provider or the patient.
More than half of all Americans have some kind of managed-care plan1.
Various plans work differently and can include: health maintenance organizations (HM0s), preferred provider organizations (PPOs) and point-of-service (POS) plans.
These plans provide comprehensive health services to their members and offer financial incentives to patients who use the providers in the plan.
Patients are seen by a doctor of their choice and the claim is filed by either the medical provider or the patient.
More than half of all Americans have some kind of managed-care plan1.
Various plans work differently and can include: health maintenance organizations (HM0s), preferred provider organizations (PPOs) and point-of-service (POS) plans.
These plans provide comprehensive health services to their members and offer financial incentives to patients who use the providers in the plan.
Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.
A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy.
This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
This includes damage caused by household pets.
A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy.
This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
This includes damage caused by household pets.
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