Klug Insurance Services
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Klug Insurance Services
Protecting businesses, families and individuals since 1982, Klug Insurance provides Home, Auto, Commercial, and Life Insurance throughout Iowa. Our expertise is service, while providing you the best insurance value for your dollar. In this age of automated complication, it is easy to get overwhelmed by the shear amount of information. We aim to make our customers understand their insurance, and explain it thoroughly to find the best fit for each situation.

We strive to know you personally and give you professional service while earning your business daily. A full-service independent agency will serve your individual interests and is committed to finding you the best fit.
Services
Property insurance protects tangible property such as buildings and office equipment.
We suggest you have ample enough coverage to replace your property 100% should it be destroyed by a covered loss.
Liability insurance protects your legal responsibility for losses for which your company is responsible.
These losses include such things as a slip and fall on your property or a product you create that injures someone.
Commercial Umbrella coverage is designed to protect a business by increasing the primary limits of liability coverage.
The term "homeowner insurance" includes homes, condominiums, mobile homes, and renters insurance.
All owners of the property should be listed as named insured's on the policy.
Homeowner insurance policies can be written to cover your dwelling, detached structures, personal property, loss of use, and personal liability.
Several additional endorsements are offered by our insurance carriers, which will provide coverage for exposures that are usually limited or excluded.
Klug Insurance suggests you insure your home to 100% of the cost to rebuild it if it were totally destroyed.
There are several reasons one would be inclined to acquire life insurance including personal needs, business needs, and estate needs.
Business owners have unique life insurance needs extending from funding purchase and sale agreements, obtaining a loan from a bank, providing security for a key person or securing deferred income to an employee or employees.
Klug Insurance represents carriers that provide life insurance for people in all stages of life.
Term life insurance is typically the least expensive kind of life insurance.
Klug Insurance provides auto, motorcycle, mopeds, motor homes and classic car coverage through our carriers.
We offer several options when it comes to insuring your autos or recreational vehicle.
If you or someone driving your vehicle is responsible for a serious auto accident, you want to be certain you have as much liability protection as possible in order to protect your personal assets.
Most insurance carriers offer up to $1 million of liability coverage.
This coverage protects your vehicle when it is involved in an accident when you are at fault.
Kevin was born and raised in Cedar Rapids, Iowa, and earned a Business Degree from the University of Arkansas in Fayetteville.
Kevin has always loved bass fishing and has now picked up the game of golf.
He tells us there is something special about playing links golf in Ireland and Scotland.
For over 30 years, the agency has represented two primary companies, West Bend Mutual and Auto Owners Insurance.
The trust and close working relationship with these carriers has allowed for a stable and consistent marketplace that we pass along to our clients.
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